Walton County property record for 43 Formby St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1985 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $27,500 (Apr 2011) |
| Tax Bill | $940 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-19-24080-00B-0280 |
| Primary APN | 02-2S-19-24080-00B-0280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,514 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 15 ft deep x 10 ft wide |
| Garage Type | Finished |
| Garage Area | 252 sqft |
| Porch | Porch |
| Porch Area | 170 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1002354 |
|---|---|
| Street Address | 43 FORMBY ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-5095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 28 & 29 BLK B PITTS BAY SHORE S/D OR 1233-83 OR 2713-1154 OR 2781-3526 OR 2858-1303 OR 2863-1531 |
| Legal Range | 19W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | PITTS BAY SHORE S/D |
| Legal Block | B |
| Legal Lot Number | 28-29 29 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950501 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 30 PRUESS DR, FREEPORT, FL 32439-2585 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2011 · Amount on Record |
| Deed Sale | Apr 7, 2011 · Amount on Record |
| Prior Sale | Jan 24, 2011 · Amount on Record |
| Deed Document Number | 1152104 |
| Deed Book / Page | 2863 / 1531 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,005 (+28.01%) Land $50,000 Building $96,005 | $146,005 (+28.01%) Land $50,000 Building $96,005 | |
| 2024 | $940.00 (+4.56%) | ||
| 2023 | $899.00 (+5.39%) | $114,055 (+7.97%) Land $18,550 Building $95,505 | $114,055 (+7.97%) Land $18,550 Building $95,505 |
| 2022 | $853.00 | $105,632 Land $20,590 Building $85,042 | $105,632 Land $20,590 Building $85,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 76 (1978–2023) |
| Claims Outside the SFHA | 18 of 76 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Wildstar Networks.
5G (outdoors only) and 4G LTE
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