Walton County property record for 57 Formby St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1948 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $267 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-19-24080-00B-0330 |
| Primary APN | 02-2S-19-24080-00B-0330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 2,075 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Porch | Open/Unfinished Porch |
| Porch Area | 114 sqft |
| Patio Area | 289 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Convection |
| Street Address | 57 FORMBY ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-5095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 33 BLK B PITTS BAY SHORE S/D OR 375-702 OR 1492-249 OR 1695-432 OR 2777-2699 OR 3145-2464 OR 3223-126 |
| Legal Range | 019 |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | PITTS BAY SHORE |
| Legal Block | B |
| Legal Lot Number | 33 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950501 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 57 FORMBY ST, FREEPORT, FL 32439-5095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 5, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2007 |
| Transfer Doc | 0027772699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 29, 2021 |
| Property Address | 57 FORMBY ST, FREEPORT, FL 32439-5095 |
| Document Number | 0032230126 |
| Book / Page | 3223 / 126 |
| Map Reference | MB 2 PG 51 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 20210054084 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1336 CENTRAL AVE, SARASOTA, FL 34236-2523 |
| Name | Verified Name |
|---|---|
| Address | 57 FORMBY ST, FREEPORT, FL 32439-5095 |
| Document Number | 0003223128 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 3223/128 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 5, 2020 |
| Property Address | 57 FORMBY ST, FREEPORT, FL 32439-5095 |
| Document Number | 0031452464 |
| Book / Page | 003145 / 002464 |
| Instrument Date | Dec 9, 2017 |
| Instrument | 19278 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $546.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 W GROVE AVE SANTA ROSA BEACH FL 324596255, SANTA ROSA BEACH, FL 32459-6255 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $267.00 (+1.52%) Homeowner's exemption Widower's exemption | $56,488 (-34.22%) | $101,596 (+18.31%) Land $25,000 Building $76,596 |
| 2024 | $263.00 (+3.14%) | ||
| 2023 | $255.00 (-12.37%) Homeowner's exemption | $85,871 (+9.31%) Land $9,275 Building $76,596 | $85,871 (+9.31%) Land $9,275 Building $76,596 |
| 2022 | $291.00 Homeowner's exemption | $78,560 Land $10,295 Building $68,265 | $78,560 Land $10,295 Building $68,265 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 76 (1978–2023) |
| Claims Outside the SFHA | 18 of 76 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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