41 Formby St, Freeport, FL 32439 Property Records

Walton County property record for 41 Formby St, Freeport, FL 32439

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,216 sqft · built 1999
Lot Size	0.182 acres (7,971 sqft)
Owner	Individual Name on Record
Tax Bill	$71 (2024)
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24080-00F-0070`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24080-00F-0070`
Alternative APN	`1002384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	16 ft deep x 5 ft wide
Porch	Porch
Porch Area	232 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Steam

Location & Zoning

Account Number	1002384
Street Address	41 FORMBY ST
City	FREEPORT
State	FL
Zip	32439-5095
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 7 BLK F PITTS BAY SHORE S/D OR 2531-1345
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	PITTS BAY SHORE S/D
Legal Block	F
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3200 BOXWOOD DR, MONTGOMERY, AL 36111-1106
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2003
Deed Sale	Aug 18, 2003
Deed Document Number	776293
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50