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4697 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4697 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,724 sqft Living Area
Lot Size6,421 sqft (0.147 acres)
GarageAttached, 462 sqft
Last Sale$470,000 (2023)
Tax Bill$5,677.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000490
Alternative APNs
  • 082923139620000490
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,724 sqft Living Area
Gross Area3,186 sqft Gross Area
1st Floor1,279 sqft 1st Floor
Upper Floors1,445 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,421 sqft (0.147 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area105 sqft Porch

Location & Zoning

Street Address4697 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1739
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 49
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number49
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup1
Census Block1022
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000490

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 927, LAKELAND, FL 33802-0927
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN LIBERTY MORTGAGE INC
Dec 14, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN LIBERTY MORTGAGE INC
Nov 25, 2019Warranty Deed, Transfer · Conventional Mortgage
LANDMARK MORTGAGE & ASSOCIATES INC
Jan 24, 2018Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
CALIBER HM LOANS
May 31, 2017Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2023 · Amount on Record
Deed SaleNov 03, 2023 · Amount on Record
Prior SaleDec 14, 2022 · Amount on Record
Deed Doc Number2023261147
Deed Book / Page12898 / 1160
Record RefreshedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 03, 2023
Property Address4697 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0000261147
Book / Page12898 / 1160
Map ReferenceMB 134 PG 50
Instrument DateOct 31, 2023
Instrument2023261147
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyAMERICAN GUARDIAN TITLE USA INC, AMERICAN GUARDIAN TTL USA IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5104 N COUNTY ROAD 663, BOWLING GREEN, FL 33834-8990

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
AddressPO BOX 927, LAKELAND, FL 33802-0927

Mortgage

Document Number0128981162
DateNov 03, 2023
Instrument12898/1162
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 14, 2022
Property Address4697 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0000323495
Book / Page12518 / 1450
Map ReferenceMB 134 PG 50
Instrument DateDec 13, 2022
Instrument2022323495
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyINNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address124 LIBERTY LANDING CT, BARTOW, FL 33830-2939

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4697 LATHLOA LOOP, LAKELAND, FL 33811-1739

Mortgage

Document Number0125181452
DateDec 14, 2022
Instrument12518/1452
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 25, 2019
Property Address4697 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0110531674
Book / Page011053 / 001674
Instrument DateNov 20, 2019
Instrument250785
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,981.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4697 LATHIOA LOOP LAKELAND FL 33811, LAKELAND, FL 33811

Mortgage

Document Number110531676
DateNov 25, 2019
Book Page011053/001676
Instrument250786
Lender
NameLANDMARK MORTGAGE & ASSOCIATES INC
TypeBank
AddressLAKELAND, FL 33801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

January 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 24, 2018
Property Address4697 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0103752204
Book / Page010375 / 002204
Instrument DateSep 22, 2017
Instrument16752
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 09, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,827.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4697 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739

Mortgage

Document Number103752209
DateJan 24, 2018
Book Page010375/002209
Instrument16754
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2048

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address4697 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0101661424
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,677.00 (-3.39%) Homeowner's exemption$357,909 (-1.93%) Land $68,000 Building $289,909$357,909 (-1.93%) Land $68,000 Building $289,909
2023$5,876.00 (+100.41%) Homeowner's exemption$364,959 (+80.57%) Land $66,000 Building $298,959$364,959 (+27.5%) Land $66,000 Building $298,959
2022$2,932.00 Homeowner's exemption$202,112$286,248 Land $62,000 Building $224,248

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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