4709 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4709 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,377 sqft · built 2016
Lot Size	0.139 acres (6,068 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2020)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-08-139620-000460`

Property Details

APN / Parcel Number

Primary APN	`23-29-08-139620-000460`
Alternative APNs	`082923139620000460` `82923000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,377 sqft Living Area
Gross Area	3,797 sqft
1st Floor Area	1,488 sqft
Upper Floors Area	1,889 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,068 sqft (0.139 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	456 sqft

Location & Zoning

Street Address	4709 LATHLOA LOOP
City	LAKELAND
State	FL
Zip	33811-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 46
Legal Range	23E
Legal Township	29S
Legal Section	08
Legal Subdivision	MORGAN CREEK PRESERVE PHASE ONE
Legal Phase	1
Legal Tract	139620
Legal Block	1
Legal Lot Number	46
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1022
Census Tract	11911

Owner

Source: Polk County records · APN 23-29-08-139620-000460

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4709 LATHLOA LOOP, LAKELAND, FL 33811-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2020	Warranty Deed, Transfer · VA Mortgage KELLER MTG
Sep 25, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2020 · Amount on Record
Deed Sale	Dec 08, 2020 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	2020262994
Deed Book / Page	11484 / 890
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 08, 2020
Property Address	4709 LATHLOA LOOP, LAKELAND, FL 33811-1747
Document Number	0114840890
Book / Page	011484 / 000890
Instrument Date	Nov 27, 2020
Instrument	262994
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4709 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747

Mortgage

Document Number	114840893
Date	Dec 08, 2020
Book Page	011484/000893
Instrument	262995

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 07, 2050

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 25, 2017
Property Address	4709 LATHLOA LOOP, LAKELAND, FL 33811-1747
Document Number	0102662006
Book / Page	010266 / 002006
Instrument Date	Sep 21, 2017
Instrument	181832
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,147.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4709 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747

Mortgage

Document Number	102662008
Date	Sep 25, 2017
Book Page	010266/002008
Instrument	181833

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92679

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+3.41%) Homeowner's exemption	$260,290 (+5.99%)	$420,515 (-2.85%) Land $68,000 Building $352,515
2023	$3,700.00 (+2.81%) Homeowner's exemption	$245,586 (+3%)	$432,844 (+30.45%) Land $66,000 Building $366,844
2022	$3,599.00 Homeowner's exemption	$238,433	$331,801 Land $62,000 Building $269,801

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	9 (2002–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 353 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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