4693 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4693 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,717 sqft · built 2017
Lot Size0.131 acres (5,724 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Nov 2019)
Tax Bill$6,428 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN23-29-08-139620-000500

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000500
Alternative APNs
  • 082923139620000500
  • 82923000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,717 sqft Living Area
Gross Area3,179 sqft
1st Floor Area1,272 sqft
Upper Floors Area1,445 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialOther
Lot Area5,724 sqft (0.131 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area112 sqft

Location & Zoning

Street Address4693 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 50
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number50
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1022
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000500

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4693 LATHLOA LOOP, LAKELAND, FL 33811-1739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Dec 01, 2017Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Prior SaleSep 26, 2019 · Amount on Record
Deed Document Number2019240873
Deed Book / Page11039 / 1209
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4693 LATHLOA LOOP, LAKELAND, FL 33811-1739
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000284554
DateNov 01, 2021
Book Page11962/329
Instrument2021284554
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 01, 2017
Property Address4693 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0103282017
Book / Page010328 / 002017
Instrument DateNov 30, 2017
Instrument230965
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,798.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4693 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,428.00 (+10.92%)$356,348 (-1.92%) Land $68,000 Building $288,348$356,348 (-1.92%) Land $68,000 Building $288,348
2023$5,795.00 (+14.48%)$363,313 (+27.54%) Land $66,000 Building $297,313$363,313 (+27.54%) Land $66,000 Building $297,313
2022$5,062.00$284,857 Land $62,000 Building $222,857$284,857 Land $62,000 Building $222,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims9 (2002–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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