Polk County property record for 4689 Lathloa Loop, Lakeland, FL 33811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,835 sqft · built 2017 |
| Lot Size | 0.131 acres (5,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2021) |
| Tax Bill | $5,431 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Feb 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-08-139620-000510 |
| Primary APN | 23-29-08-139620-000510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| Gross Area | 2,255 sqft |
| 1st Floor Area | 1,835 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,685 sqft (0.131 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 189 sqft |
| Street Address | 4689 LATHLOA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 51 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
Source: Polk County records · APN 23-29-08-139620-000510
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4689 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2024 | Deed of Trust, Mortgage · Commercial Mortgage MIDFLORIDA CU |
| Feb 29, 2024 | Intrafamily Transfer, Transfer |
| Nov 08, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 14, 2019 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2021 · Amount on Record |
| Deed Sale | Nov 08, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2019 · Amount on Record |
| Deed Document Number | 2021291723 |
| Deed Book / Page | 11973 / 516 |
| Last Transfer Date | Feb 28, 2024 |
| Transfer Doc | 0000047693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4689 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000108707 |
|---|---|
| Date | May 09, 2024 |
| Book Page | 13111/869 |
| Instrument | 2024108707 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 4689 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0000047693 |
| Book / Page | 13023 / 722 |
| Map Reference | MB 134 PG 50 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024047693 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4693 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Name | Verified Name |
|---|---|
| Address | 4693 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 08, 2021 |
| Property Address | 4689 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0000291723 |
| Book / Page | 11973 / 516 |
| Map Reference | MB 134 PG 50 |
| Instrument Date | Nov 04, 2021 |
| Instrument | 2021291723 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4689 LATHLOA LOOP, 4689, LAKELAND, FL 33811-1739 |
| Name | Verified Name |
|---|---|
| Address | 4693 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 14, 2019 |
| Property Address | 4689 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0107771487 |
| Book / Page | 010777 / 001487 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 51295 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,447.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4689 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,431.00 (+1.57%) | $301,051 (-3.02%) Land $68,000 Building $233,051 | $301,051 (-3.02%) Land $68,000 Building $233,051 |
| 2023 | $5,347.00 (+11.91%) | $310,427 (+19.34%) Land $66,000 Building $244,427 | $310,427 (+19.34%) Land $66,000 Building $244,427 |
| 2022 | $4,778.00 | $260,125 Land $62,000 Building $198,125 | $260,125 Land $62,000 Building $198,125 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 63 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2002–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 353 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
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