Polk County property record for 4685 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,835 sqft Living Area |
| Lot Size | 5,567 sqft (0.128 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2024) |
| Tax Bill | $3,733.00 (2025) |
| Primary APN | 23-29-08-139620-000520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,835 sqft Living Area |
| Gross Area | 2,255 sqft Gross Area |
| 1st Floor | 1,835 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 5,567 sqft (0.128 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 189 sqft Porch |
| Street Address | 4685 LATHLOA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 52 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
Source: Polk County records · APN 23-29-08-139620-000520
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4685 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Date | Document |
|---|---|
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CIS FINANCIAL SERVICES INC |
| Sep 19, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on Record |
| Deed Sale | Oct 15, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Doc Number | 2024232643 |
| Deed Book / Page | 13295 / 1969 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 4685 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0000095941 |
| Book / Page | 11669 / 1734 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021095941 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23950 SE HIGHWAY 42, 23950, UMATILLA, FL 32784-8216 |
| Name | Verified Name |
|---|---|
| Address | 4685 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0116691736 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 11669/1736 |
| Name | CIS FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 19, 2017 |
| Property Address | 4685 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0102630859 |
| Book / Page | 010263 / 000859 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 178569 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,528.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4685 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739 |
| Document Number | 102630864 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 010263/000864 |
| Instrument | 178571 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,733.00 (-2.3%) Homeowner's exemption | $250,110 (-0.83%) | $300,186 (-3.03%) Land $68,000 Building $232,186 |
| 2023 | $3,821.00 (+2.8%) Homeowner's exemption | $252,192 (+3%) | $309,579 (+19.7%) Land $66,000 Building $243,579 |
| 2022 | $3,717.00 Homeowner's exemption | $244,847 | $258,634 Land $62,000 Building $196,634 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 353 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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