4690 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4690 Werner Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,040 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,104 (2023)
Deeds & Mortgages	Oct 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024.018.03001007`

Property Details

APN / Parcel Number

Primary APN	`024.018.03001007`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1991
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	240 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4690 WERNER RD
City	HIGH RIDGE
State	MO
Zip	63049-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR-2
Legal Description	PT SE1/4 SW1/4
Legal Range	05
Legal Township	43
Legal Section	18
Legal Quarter	SW
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2006
Census Tract	700211

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4690 WERNER RD, HIGH RIDGE, MO 63049-2875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Beneficiary Deed, Transfer
Oct 26, 2020	Deed of Trust, Mortgage US BK
Dec 22, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2022
Transfer Doc	0000033929
Record Updated	Jun 8, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 18, 2022
Property Address	4690 WERNER RD, HIGH RIDGE, MO 63049-2875
Document Number	0000033929
Instrument Date	Oct 18, 2022
Instrument	2022R-033929
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 WERNER RD, HIGH RIDGE, MO 63049-2875

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4690 WERNER RD, HIGH RIDGE, MO 63049-2875
Document Number	0000042627
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4690 WENTER RD HIGH RIDGE MO 63049, HIGH RIDGE, MO 63049

Mortgage

Document Number	0000042627
Date	Nov 9, 2020
Instrument	42627

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4690 WERNER RD, HIGH RIDGE, MO 63049-2875
Document Number	0000040850
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	HILLSBORO TITLE COMPANY W/C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4690 WERNER RD HIGH RIDGE MO 630492875, HIGH RIDGE, MO 63049-2875

Mortgage

Document Number	0000040850
Date	Dec 28, 2017
Instrument	40850

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,200 (+9.9%) Land $3,300 Building $28,900
2024			$169,800 (+9.76%) Land $17,600 Building $152,200
2023	$2,104.00	$29,300 Land $3,300 Building $26,000	$154,700 Land $17,600 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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