4740 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4740 Werner Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,296 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Sep 2019)
Tax Bill	$6,553 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-18.0-3-001-005.01`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-18.0-3-001-005.01`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,088 sqft Living Area
Gross Area	6,152 sqft
1st Floor Area	3,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	1,064 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	155 sqft
Deck Area	Deck Area
Patio Area	356 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4740 WERNER RD
City	HIGH RIDGE
State	MO
Zip	63049-2877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	DRAYTON CORNERS LOT 2
Legal Subdivision	DRAYTON CORNERS
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2006
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4740 WERNER RD, HIGH RIDGE, MO 63049-2877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage ARSENAL CU
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE CORP
Sep 23, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	201929031
Prior Transfer Date	Jul 11, 2007
Prior Transfer Doc	0000033961
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4740 WERNER RD, HIGH RIDGE, MO 63049-2877
Transaction Type	Mortgage
Record Updated	Apr 13, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 WERNER RD, HIGH RIDGE, MO 63049-2877

Mortgage

Document Number	0000007408
Date	Mar 29, 2023
Instrument	2023R-007408

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 13, 2028

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4740 WERNER RD, HIGH RIDGE, MO 63049-2877
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015934
Date	Apr 12, 2021
Instrument	2021R-015934

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 23, 2019
Property Address	4740 WERNER RD, HIGH RIDGE, MO 63049-2877
Document Number	0000029031
Instrument Date	Sep 18, 2019
Instrument	29031
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4740 WERNER RD HIGH RIDGE MO 630492877, HIGH RIDGE, MO 63049-2877

Mortgage

Document Number	29032
Date	Sep 23, 2019
Instrument	29032

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,000 (-) Land $5,900 Building $86,100	$484,600 (-) Land $31,200 Building $453,400
2025	$6,553.00 (+7.09%)	$92,000 (+7.98%) Land $5,900 Building $86,100
2024			$484,600 (+8.05%) Land $31,200 Building $453,400
2023	$6,119.00	$85,200 Land $5,900 Building $79,300	$448,500 Land $31,200 Building $417,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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