4780 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4780 Werner Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,828 sqft · built 1995
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,975 (2023)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`024.018.03001002`

Property Details

APN / Parcel Number

Primary APN	`024.018.03001002`
Alternative APN	`02401803001002 A`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Construction Type	Frame
Lot Area	97,139 sqft (2.23 acres)
Porch	Porch
Porch Area	348 sqft
Patio Area	1,576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	02401803001002 A
Street Address	4780 WERNER RD
City	HIGH RIDGE
State	MO
Zip	63049-2877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR-2
Legal Description	PT NE1/4 SW1/4
Legal Range	05
Legal Township	43
Legal Section	18
Legal Quarter	SW
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2006
Census Tract	700211

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4780 WERNER RD, HIGH RIDGE, MO 63049-2877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017
Deed Sale	Sep 20, 2017
Deed Document Number	2017R-029691
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4780 WERNER RD, HIGH RIDGE, MO 63049-2877
Document Number	0000009777
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4780 WERNER RD HIGH RIDGE MO 630492877, HIGH RIDGE, MO 63049-2877

Mortgage

Document Number	0000009777
Date	Apr 3, 2018
Instrument	9777

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 2, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,500 (+7.27%) Land $3,300 Building $26,200
2024			$155,600 (+7.31%) Land $17,600 Building $138,000
2023	$1,975.00 (-0.05%)	$27,500 (-) Land $3,300 Building $24,200	$145,000 (-) Land $17,600 Building $127,400
2022	$1,976.00	$27,500 Land $3,300 Building $24,200
2021			$145,000 Land $17,600 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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