4541 Werner Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4541 Werner Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,988 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$116,300 (Nov 2007)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`024.018.04001006`

Property Details

APN / Parcel Number

Primary APN	`024.018.04001006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,988 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	288 sqft
Porch	Open Frame Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4541 WERNER RD
City	HIGH RIDGE
State	MO
Zip	63049-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	PT W1/2 SE1/4
Legal Range	5E
Legal Township	43N
Legal Section	18
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2007
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 WERNER RD, HIGH RIDGE, MO 63049-2888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage ROCKWOOD BK
Dec 5, 2018	Trustee's Deed, Construction Loan · Line of Credit ROCKWOOD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2007 · Amount on Record
Deed Sale	Nov 8, 2007 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	200750160
Last Transfer Date	Mar 3, 2020
Transfer Doc	2020R007597
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4541 WERNER RD, HIGH RIDGE, MO 63049-2888
Document Number	0000021298
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 WERNER RD HIGH RIDGE MO 630492888, HIGH RIDGE, MO 63049-2888

Mortgage

Document Number	0000021298
Date	Jul 23, 2019
Instrument	21298

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2034

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 5, 2018
Property Address	4541 WERNER RD, HIGH RIDGE, MO 63049-2888
Instrument Date	Nov 23, 2018
Instrument	36868
Transaction Type	Construction Loan
Record Updated	Dec 31, 2018
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 WERNER RD HIGH RIDGE MO 630492888, HIGH RIDGE, MO 63049-2888

Mortgage

Document Number	0000036868
Date	Dec 5, 2018
Instrument	36868

Lender

Name	ROCKWOOD BK
Type	Bank
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 4, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,000 (-) Land $2,700 Building $21,300	$126,700 (-) Land $14,400 Building $112,300
2025	$1,709.00 (+6.68%)	$24,000 (+8.11%) Land $2,700 Building $21,300	$126,700 (-) Land $14,400 Building $112,300
2024	$1,602.00 (+0.5%)		$126,700 (+8.2%) Land $14,400 Building $112,300
2023	$1,594.00	$22,200 Land $2,700 Building $19,500	$117,100 Land $14,400 Building $102,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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