Seminole County property record for 469 Macgregor Rd, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,222 sqft · built 1997 |
| Lot Size | 0.158 acres (6,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,300 (Jan 1998) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-30-538-0000-0180 |
| Primary APN | 34-20-30-538-0000-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,895 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Patio Area | 421 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 469 MACGREGOR RD |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 18 HIGHLAND LAKE PH 2 PB 48 PG 28 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | HIGHLAND LAKE PH 2 |
| Legal Tract | 538 |
| Legal Lot Number | 18 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21401 |
Source: Seminole County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| May 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 1998 · Amount on Record |
| Deed Sale | Jan 30, 1998 · Amount on Record |
| Deed Book / Page | 3362 / 1463 |
| Last Transfer Date | May 14, 2026 |
| Transfer Doc | 0110391589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 17, 2026 |
| Property Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0000081842 |
| Book / Page | 11095 / 1518 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202681842 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0000081842, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 11095/1518 |
| Instrument | 202681842 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 15, 2026 |
| Property Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0110391589 |
| Book / Page | 11039 / 1589 |
| Instrument Date | May 14, 2026 |
| Instrument | 202648912 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Document Number | 0101390971 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 10139/971 |
| Instrument | 2022002201 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 469 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0091551739 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 09155/1739 |
| Instrument | 2018070117 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 (+11.08%) Homeowner's exemption | $187,279 (+5.99%) | $363,164 (-3.54%) Land $70,000 Building $293,164 |
| 2023 | $2,111.00 (+3.23%) Homeowner's exemption | $176,700 (+3%) | $376,483 (+9.05%) Land $70,000 Building $306,483 |
| 2022 | $2,045.00 Homeowner's exemption | $171,553 | $345,248 Land $70,000 Building $275,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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