Seminole County property record for 468 Macgregor Rd, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,222 sqft · built 1995 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,000 (Nov 2021) |
| Tax Bill | $4,643 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-30-538-0000-0080 |
| Primary APN | 34-20-30-538-0000-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 468 MACGREGOR RD |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 8 HIGHLAND LAKE PH 2 PB 48 PG 28 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | HIGHLAND LAKE PH 2 |
| Legal Tract | 538 |
| Legal Lot Number | 8 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21401 |
Source: Seminole County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 4, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Nov 19, 2021 | Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Aug 16, 2005 · Amount on Record |
| Deed Document Number | 2021153252 |
| Deed Book / Page | 10103 / 1620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Document Number | 0000067861 |
| Book / Page | 11071 / 1246 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202667861 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Document Number | 0000067861, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 11071/1246 |
| Instrument | 202667861 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Document Number | 0107370575 |
|---|---|
| Date | Dec 4, 2024 |
| Book Page | 10737/575 |
| Instrument | 2024108728 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 19, 2021 |
| Property Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Document Number | 0101031620 |
| Book / Page | 10103 / 1620 |
| Map Reference | MB 48 PG 28 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021153252 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | UNKNOWN, SECURITY NATIONAL T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 754 SENECA MEADOWS RD, WINTER SPRINGS, FL 32708-4722 |
| Name | Verified Name |
|---|---|
| Address | 468 MACGREGOR RD, WINTER SPRINGS, FL 32708-5343 |
| Document Number | 0101031622 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 10103/1622 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,643.00 (+10.5%) Homeowner's exemption | $329,236 (+5.99%) | $338,578 (-3.87%) Land $70,000 Building $268,578 |
| 2023 | $4,202.00 (+2.79%) Homeowner's exemption | $310,638 (+3%) | $352,210 (+9.74%) Land $70,000 Building $282,210 |
| 2022 | $4,088.00 Homeowner's exemption | $301,590 | $320,963 Land $70,000 Building $250,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1995–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2004 · Tropical Storm Bonnie And Hurricane Charley |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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