465 Macgregor Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 465 Macgregor Rd, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,222 sqft · built 1997
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Owner Names on File
Last Sale	$137,000 (Aug 1997)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-20-30-538-0000-0200`

Property Details

APN / Parcel Number

Primary APN	`34-20-30-538-0000-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	2,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,900 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	465 MACGREGOR RD
City	WINTER SPRINGS
State	FL
Zip	32708-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 HIGHLAND LAKE PH 2 PB 48 PG 28
Legal Range	30E
Legal Township	20S
Legal Section	34
Legal Subdivision	HIGHLAND LAKE
Legal Tract	538
Legal Lot Number	20
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	21401

Owner

The current owner of 465 Macgregor Rd acquired it in August 1997.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	465 MACGREGOR RD, WINTER SPGS, FL 32708-5336
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1997 · Amount on File
Deed Sale	Aug 27, 1997 · Amount on File
Prior Sale	Sep 30, 1996 · Amount on File
Deed Document Number	0328800493
Deed Book / Page	03288 / 00493
Last Transfer Date	Aug 28, 1997
Transfer Doc	0032880493
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	465 MACGREGOR RD, WINTER SPRINGS, FL 32708-5336
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099491345
Date	Jun 3, 2021
Book Page	9949/1345
Instrument	2021073835

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 465 Macgregor Rd was $2,256 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,256.00 Homeowner's exemption	$176,633	$340,596 Land $70,000 Building $270,596
2023	$1,955.00 (+3.33%) Homeowner's exemption	$166,655 (+3%)	$354,223 (+9.76%) Land $70,000 Building $284,223
2022	$1,892.00 Homeowner's exemption	$161,801	$322,738 Land $70,000 Building $252,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Macgregor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Macgregor Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20