469 Lovella Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 469 Lovella Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,934 sqft · built 1960
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Jul 2012)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019A072000`

Property Details

APN / Parcel Number

Primary APN	`0019A072000`
Alternative APNs	`0019A072` `10290`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,934 sqft Heated Area
1st Floor Area	2,934 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,071 sqft (1.93 acres)
Lot Dimensions	272 ft deep x 141 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Slab
Porch Area	666 sqft
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10290
Street Address	469 LOVELLA DR
City	RINGGOLD
State	GA
Zip	30736-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOT 8 LOT 9 MORRIS ADDN/ HARRIS HILLS
Legal Subdivision	MORRIS ADDN HARRIS
Legal Lot Number	8
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2000
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	469 LOVELLA DR, RINGGOLD, GA 30736-6505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2012 · Amount on Record
Deed Sale	Jul 26, 2012 · Amount on Record
Prior Sale	Dec 16, 2000
Deed Document Number	20121934
Deed Book / Page	1631 / 445
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	469 LOVELLA DR, RINGGOLD, GA 30736-6505
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 LOVELLA DR, RINGGOLD, GA 30736-6505

Mortgage

Document Number	0022360000000270
Date	Aug 8, 2022
Book Page	0000002236/0000000270
Instrument	006558

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	469 LOVELLA DR, RINGGOLD, GA 30736-6505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018760101
Date	Apr 27, 2017
Book Page	1876/101
Instrument	002931

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	469 LOVELLA DR, RINGGOLD, GA 30736-6505
Document Number	0020750751
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	469 LOVELLA DR RINGGOLD GA 307366505, RINGGOLD, GA 30736-6505

Mortgage

Document Number	0020750751
Date	Aug 31, 2020
Book Page	002075/000751
Instrument	6975

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2035

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 (+10.37%)	$198,988 (+30.12%) Land $14,000 Building $184,988	$497,469 (+30.11%) Land $35,000 Building $462,469
2023	$3,423.00 (+23.84%)	$152,932 Land $16,252 Building $136,680	$382,331 Land $40,631 Building $341,700
2022	$2,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1990–2009)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Sep 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2009 · 15 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, T-Mobile, Verizon.

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