422 Lovella Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 422 Lovella Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,208 sqft · built 1960
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Feb 2021)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019A069000`

Property Details

APN / Parcel Number

Primary APN	`0019A069000`
Alternative APNs	`0019A069` `10287`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,208 sqft Heated Area
1st Floor Area	1,933 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	233 ft deep x 171 ft wide
Porch	Slab
Porch Area	25 sqft
Deck Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10287
Street Address	422 LOVELLA DR
City	RINGGOLD
State	GA
Zip	30736-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOTS 3 4 MORRIS ADDN
Legal Subdivision	MORRIS ADDN HARRIS
Legal Lot Number	3-4
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3017
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 LOVELLA DR, RINGGOLD, GA 30736-6504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 4, 2021	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Aug 13, 1997
Deed Document Number	2021371
Deed Book / Page	2118 / 375
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	422 LOVELLA DR, RINGGOLD, GA 30736-6504
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 LOVELLA DR, RINGGOLD, GA 30736-6504

Mortgage

Document Number	0022230000000424
Date	May 27, 2022
Book Page	0000002223/0000000424
Instrument	004509

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 4, 2021
Property Address	422 LOVELLA DR, RINGGOLD, GA 30736-6504
Document Number	0021180375
Book / Page	002118 / 000375
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Mar 29, 2021
Title Company	ELITE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	422 LOVELLA DR RINGGOLD GA 307366504, RINGGOLD, GA 30736-6504

Mortgage

Document Number	21180378
Date	Mar 4, 2021
Book Page	002118/000378

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 8, 2017
Property Address	422 LOVELLA DR, RINGGOLD, GA 30736-6504
Document Number	0018640607
Book / Page	001864 / 000607
Instrument Date	Feb 3, 2017
Instrument	931
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	422 LOVELLA DR RINGGOLD GA 307366504, RINGGOLD, GA 30736-6504

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00 (+25.29%)	$114,574 (+47.72%) Land $14,000 Building $100,574	$286,436 (+47.72%) Land $35,000 Building $251,436
2023	$1,736.00 (+23.38%)	$77,560 Land $11,900 Building $65,660	$193,902 Land $29,751 Building $164,151
2022	$1,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, T-Mobile, Verizon.

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