331 Lovella Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 331 Lovella Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,119 sqft · built 1988
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Feb 2021)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019A090`

Property Details

APN / Parcel Number

Primary APN	`0019A090`
Alternative APN	`10308`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,119 sqft Heated Area
Basement Area	2,371 sqft
Finished Basement	2,371 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Lot Dimensions	300 ft deep x 245 ft wide
Garage Area	1,080 sqft

Exterior Amenities

Pool Area	800 sqft
Pool House	240 sqft
Porch	Slab
Porch Area	388 sqft
Deck Area	627 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10308
Street Address	331 LOVELLA DR
City	RINGGOLD
State	GA
Zip	30736-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11 MORRIS ADDN/HARRIS HILLS
Legal Subdivision	MORRIS ADDN HARRIS
Legal Lot Number	11
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2001
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 LOVELLA DR, RINGGOLD, GA 30736-6503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Grant Deed, Transfer · Conventional Mortgage CAPSTAR BK
Jan 22, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Dec 5, 2011
Deed Document Number	2021431
Deed Book / Page	2118 / 207
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	0017720697
Record Updated	Jun 8, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 3, 2021
Property Address	331 LOVELLA DR, RINGGOLD, GA 30736-6503
Document Number	0021180207
Book / Page	002118 / 000207
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Mar 29, 2021
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LOVELLA DR RINGGOLD GA 307366503, RINGGOLD, GA 30736-6503

Mortgage

Document Number	21180209
Date	Mar 3, 2021
Book Page	002118/000209

Lender

Name	CAPSTAR BK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	331 LOVELLA DR, RINGGOLD, GA 30736-6503
Document Number	0019180276
Book / Page	001918 / 000276
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LOVELLA DR RINGGOLD GA 307366503, RINGGOLD, GA 30736-6503

Mortgage

Document Number	0019180276
Date	Jan 30, 2018
Book Page	001918/000276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00 (+1.7%)	$273,543 (+19.92%) Land $17,500 Building $256,043	$683,857 (+19.92%) Land $43,750 Building $640,107
2023	$5,106.00 (+21.86%)	$228,111 Land $21,021 Building $207,090	$570,279 Land $52,553 Building $517,726
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1990–2009)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Sep 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2009 · 15 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, T-Mobile, Verizon.

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