Catoosa County property record for 396 Lovella Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,030 sqft · built 1970 |
| Lot Size | 0.889 acres (38,768 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $484 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0019A068000 |
| Primary APN | 0019A068000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,030 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,768 sqft (0.889 acres) |
| Lot Dimensions | 177 ft deep x 220 ft wide |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10286 |
|---|---|
| Old Parcel Number | 0019A068000 |
| Street Address | 396 LOVELLA DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-6504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PT LOT 4 MORRIS ADDN/HARRIS HILLS |
| Legal Subdivision | MORRIS ADDN HARRIS |
| Legal Lot Number | 4 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30402 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 LOVELLA DR, RINGGOLD, GA 30736-6504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2022 |
| Deed Sale | Sep 12, 2022 |
| Deed Document Number | 0000039680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 396 LOVELLA DR, RINGGOLD, GA 30736-6504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019010634 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 1901/634 |
| Instrument | 007133 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $484.00 (-18.1%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $117,743 (+39.41%) Land $14,000 Building $103,743 | $294,357 (+39.41%) Land $35,000 Building $259,357 |
| 2023 | $591.00 (-61.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $84,458 Land $11,750 Building $72,708 | $211,147 Land $29,376 Building $181,771 |
| 2022 | $1,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1995–2025) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum, T-Mobile, Verizon.
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