46895 Ridgepointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46895 Ridgepointe Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,190 sqft · built 1994
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on File
Last Sale$104,700 (Apr 2011)
Tax Bill$3,539 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-36-128-003

Property Details

APN / Parcel Number

Primary APN20-08-36-128-003
Alternative APN
  • 0836128003

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,190 sqft Living Area
1st Floor Area1,182 sqft
Basement Area1,182 sqft
Unfinished Basement1,182 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46895 RIDGEPOINTE DR
CityMACOMB
StateMI
Zip48042-5918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIDGEPOINTE SUB LOT 3 LIBER: 102 PAGES: 21-26
Legal SubdivisionRIDGEPOINTE SUB
Legal Lot Number3
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1008
Census Tract223402

Owner

46895 Ridgepointe Dr is owned and occupied by two individuals who acquired it in January 2013.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address46895 RIDGEPOINTE DR, MACOMB, MI 48042-5918
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2011 · Amount on File
Deed SaleApr 28, 2011 · Amount on File
Prior SaleJan 23, 2009 · Amount on File
Deed Document Number201154820
Deed Book / Page20733 / 326
Last Transfer DateJan 25, 2013
Transfer Doc0000033341
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46895 RIDGEPOINTE DR, MACOMB, MI 48042-5918
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address46895 RIDGEPOINTE DR, MACOMB, MI 48042-5918

Mortgage

Document Number0000133123
DateNov 2, 2020
Book Page27117/588
Instrument2133123
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term240 Months
DueNov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 46895 Ridgepointe Dr was $3,539 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,000 (+4.81%)$392,000 (+4.81%)
2025$3,539.00 Homeowner's exemption$187,000$374,000
2023$165,900$331,800
2022$3,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46895 Ridgepointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46895 Ridgepointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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