Macomb County property record for 46790 Ridgepointe Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,193 sqft · built 1994 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Oct 2018) |
| Tax Bill | $4,645 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-36-130-004 |
| Primary APN | 20-08-36-130-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 128 ft deep x 72 ft wide |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46790 RIDGEPOINTE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-5917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIDGEPOINTE SUB LOT 79 LIBER: 102 PAGES: 21-26 |
| Legal Subdivision | RIDGEPOINTE SUB |
| Legal Lot Number | 79 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 223402 |
46790 Ridgepointe Dr is owned and occupied by two individuals who acquired it in January 2021.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI MICHIGAN MUTUAL |
| Oct 15, 2018 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on File |
| Deed Sale | Oct 15, 2018 · Amount on File |
| Prior Sale | Feb 11, 2009 · Amount on File |
| Deed Document Number | 20188114044 |
| Deed Book / Page | 25628 / 863 |
| Last Transfer Date | Jan 2, 2021 |
| Transfer Doc | 0000103971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Document Number | 2300022761 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 29055/213 |
| Instrument | 202300022761 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Document Number | 2102142836 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 27513/673 |
| Instrument | 202102142836 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045716 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 26637/158 |
| Instrument | 2045716 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Document Number | 0000082418 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 46790 RIDGEPOINTE DR MACOMB MI 480425917, MACOMB, MI 48042-5917 |
| Document Number | 0000082418 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 026090/000883 |
| Instrument | 82418 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 15, 2018 |
| Property Address | 46790 RIDGEPOINTE DR, MACOMB, MI 48042-5917 |
| Document Number | 0000014044 |
| Book / Page | 025628 / 000863 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 14044 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | TITLE EXPRESS COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41088 KENSINGTON CLINTON TOWNSHIP MI 480384647, CLINTON TOWNSHIP, MI 48038-4647 |
| Document Number | 91816 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 025525/000408 |
| Instrument | 91816 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2048 |
The 2025 property tax bill for 46790 Ridgepointe Dr was $4,645 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,800 (+4.3%) | $397,600 (+4.3%) | |
| 2025 | $4,645.00 Homeowner's exemption | $190,600 | $381,200 |
| 2023 | $169,000 | $338,000 | |
| 2022 | $4,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46790 Ridgepointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46790 Ridgepointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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