46835 Ridgepointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46835 Ridgepointe Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,948 sqft · built 1994
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Dec 2025)
Tax Bill$3,413 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-36-128-005

Property Details

APN / Parcel Number

Primary APN20-08-36-128-005
Alternative APN
  • 0836128005

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,948 sqft Living Area
1st Floor Area1,089 sqft
Basement Area1,089 sqft
Unfinished Basement1,089 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions139 ft deep x 71 ft wide
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46835 RIDGEPOINTE DR
CityMACOMB
StateMI
Zip48042-5918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIDGEPOINTE SUB LOT 5 LIBER: 102 PAGES: 21-26
Legal SubdivisionRIDGEPOINTE SUB
Legal Lot Number5
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1008
Census Tract223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Dec 8, 2025Warranty Deed, Transfer
VISIONARY TITLE AGENCY LLC
Apr 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION ONE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2025 · Amount on Record
Deed SaleDec 8, 2025 · Amount on Record
Deed Document Number2025109687
Deed Book / Page30425 / 383
Prior Transfer DateNov 7, 2017
Prior Transfer Doc0000046288
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4500 PERRY RD, GRAND BLANC, MI 48439-1626

Mortgage

Document Number2500107416
DateDec 2, 2025
Book Page30413/839
Instrument202500107416
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateDec 8, 2025
Property Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918
Document Number2500109687
Book / Page30425 / 383
Map ReferenceLB 102 PG 21-26
Instrument DateDec 8, 2025
Instrument202500109687
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyVISIONARY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$2,962.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918

Transferred To (Grantee/Buyer)

NameVerified Name
Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateApr 19, 2018
Property Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918
Document Number0000046288
Book / Page025320 / 000891
Instrument DateNov 7, 2017
Instrument46288
Transaction TypeTransfer
Record UpdatedMay 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address46835 RIDGEPOINTE DR MACOMB MI 480425918, MACOMB, MI 48042-5918

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46835 RIDGEPOINTE DR, MACOMB, MI 48042-5918
Document Number0000144493
Book / Page025100 / 000504
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46835 RIDGEPOINTE DR MACOMB MI 480425918, MACOMB, MI 48042-5918

Mortgage

Document Number0000144493
DateDec 6, 2017
Book Page025100/000504
Instrument144493
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 5, 2022

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,900 (+4.46%)$379,800 (+4.46%)
2025$3,413.00 (+2.62%) Homeowner's exemption$181,800 (+12.71%)$363,600 (+12.71%)
2024$3,326.00 (+10.24%)
2023$161,300$322,600
2022$3,017.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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