46886 Ridgepointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46886 Ridgepointe Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,145 sqft · built 1996
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$254,949 (Sep 2011)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-36-130-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-36-130-001`
Alternative APN	`0836130001`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,145 sqft Living Area
1st Floor Area	1,575 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Split Level
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46886 RIDGEPOINTE DR
City	MACOMB
State	MI
Zip	48042-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIDGEPOINTE SUB LOT 82 LIBER: 102 PAGES: 21-26
Legal Subdivision	RIDGEPOINTE SUB
Legal Lot Number	82
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1009
Census Tract	223402

Owner

46886 Ridgepointe Dr is owned and occupied by two individuals who bought it in September 2011.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Nov 30, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Mar 25, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2011 · Amount on File
Deed Sale	Sep 6, 2011 · Amount on File
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	201199544
Deed Book / Page	20887 / 139
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	0000186903
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917

Mortgage

Document Number	2200013693
Date	Jan 27, 2022
Book Page	28393/796
Instrument	202200013693

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917

Mortgage

Document Number	0000123269
Date	Feb 12, 2021
Book Page	27419/811
Instrument	2123269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057567
Date	May 14, 2020
Book Page	26704/933
Instrument	2057567

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Document Number	0000104352
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46886 RIDGEPOINTE DR MACOMB MI 480425917, MACOMB, MI 48042-5917

Mortgage

Document Number	0000104352
Date	Sep 17, 2019
Book Page	026201/000066
Instrument	104352

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Document Number	0000146079
Book / Page	025107 / 000408
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	WOLVERINE STATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46886 RIDGEPOINTE DR MACOMB MI 480425917, MACOMB, MI 48042-5917

Mortgage

Document Number	0000146079
Date	Dec 8, 2017
Book Page	025107/000408
Instrument	146079

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46886 RIDGEPOINTE DR, MACOMB, MI 48042-5917
Document Number	0000044871
Book / Page	024643 / 000251
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46886 RIDGEPOINTE DR MACOMB MI 480425917, MACOMB, MI 48042-5917

Mortgage

Document Number	0000044871
Date	Apr 3, 2017
Book Page	024643/000251
Instrument	44871

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$206,700	$413,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46886 Ridgepointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46886 Ridgepointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgepointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures