Muskegon County property record for 4659 Sandy Ln, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 1972 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06570000002000 |
| Primary APN | 06570000002000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4659 SANDY LN |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHDR |
| Legal Description | FRUITLAND TOWNSHIP SPRING VALLEY ESTATES LOT 20 |
| Legal Range | 18W |
| Legal Township | 11N |
| Legal Section | 70 |
| Legal Subdivision | SPRING VALLEY ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 3701 |
4659 Sandy Ln is owned and occupied by two individuals.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4659 SANDY LN, WHITEHALL, MI 49461-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 4659 SANDY LN, WHITEHALL, MI 49461-9609 |
| Document Number | 0030228208 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4659 SANDY LN WHITEHALL MI 494619609, WHITEHALL, MI 49461-9609 |
| Document Number | 0030228208 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 004122/000706 |
| Instrument | 30228208 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4659 Sandy Ln was $1,948 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,200 (+8.68%) | $280,400 (+8.68%) | |
| 2025 | $1,948.00 Homeowner's exemption | $129,000 | $258,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4659 Sandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4659 Sandy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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