4683 Watson Rd, Eau Claire, MI 49111 Property Records

Berrien County property record for 4683 Watson Rd, Eau Claire, MI 49111

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,056 sqft · built 1923
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2021)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0001-0030-00-5`

Property Details

APN / Parcel Number

Primary APN	`19-0001-0030-00-5`
Alternative APN	`11-19-0001-0030-00-5`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Lot Area	479,160 sqft (11 acres)
Lot Dimensions	1,313 ft deep x 360 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4683 WATSON RD
City	EAU CLAIRE
State	MI
Zip	49111-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A RE
Legal Description	THE E 6 A OF SW1/4 OF SE1/4 & W 5 A OF SE1/4 OF SE1/4 SEC 1 T5S R18W
Legal Range	18W
Legal Township	05S
Legal Section	01
Jurisdiction	BERRIEN MI
Township / Civil Division	SODUS
Census Block Group	1
Census Block	1048
Census Tract	1900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4683 WATSON RD, EAU CLAIRE, MI 49111-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Oct 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Feb 27, 2012 · Amount on Record
Deed Book / Page	3349 / 3105
Prior Transfer Date	Jan 25, 2012
Prior Transfer Doc	02985/1227
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 7, 2026
Property Address	4683 WATSON RD, EAU CLAIRE, MI 49111-9738
Document Number	0000457851
Book / Page	3474 / 1825
Instrument Date	Mar 30, 2026
Instrument	2026457851
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4683 WATSON RD, EAU CLAIRE, MI 49111-9738

Mortgage

Document Number	0000457851,
Date	Apr 7, 2026
Book Page	3474/1825
Instrument	2026457851

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 22, 2021
Property Address	4683 WATSON RD, EAU CLAIRE, MI 49111-9738
Document Number	03349/3105
Book / Page	3349 / 3105
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4683 WATSON RD, EAU CLAIRE, MI 49111-9738

Mortgage

Document Number	0033493108
Date	Oct 22, 2021
Instrument	3349/3108

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Sodus Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 (+6.1%)	$253,800 (+6.1%)
2025	$1,557.00 (+4.36%) Homeowner's exemption	$119,600 (+101.01%)	$239,200 (+101.01%)
2024	$1,492.00 (+11.34%)
2023		$59,500	$119,000
2022	$1,340.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 individual policies
Nearby Flood Policies	43 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Supernet.

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