468 Elderberry Ridge Rd, Unit B302, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 468 Elderberry Ridge Rd, Unit B302, Beech Mountain, NC 28604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,148 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$232,500 (Oct 2019)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Oct 2019 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72204`

Property Details

APN / Parcel Number

Primary APN	`72204`
Alternative APN	`1859064824520000302`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Composition/Composite
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	72204
Street Address	468 ELDERBERRY RIDGE RD UNIT B302, B302
City	BEECH MOUNTAIN
State	NC
Zip	28604-6555
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CAROLINA NORTH UT 302-B CONDO 7-3
Legal Subdivision	CAROLINA NORTH
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1007
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2232, BANNER ELK, NC 28604-2232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 24, 2019	Warranty Deed, Transfer · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Oct 24, 2019
Deed Document Number	0005362184
Deed Book / Page	536 / 2184
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 24, 2019
Property Address	468 ELDERBERRY RIDGE RD UNIT B302, B302, BEECH MOUNTAIN, NC 28604-6555
Document Number	0005362184
Book / Page	000536 / 002184
Instrument Date	Oct 23, 2019
Instrument	4997
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1764 BANNER ELK NC 286041764, BANNER ELK, NC 28604-1764

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 24, 2019
Property Address	468 ELDERBERRY RIDGE RD UNIT B302, B302, BEECH MOUNTAIN, NC 28604-6555
Document Number	0005362187
Book / Page	000536 / 002187
Instrument Date	Oct 23, 2019
Instrument	4998
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2232 BANNER ELK NC 286042232, BANNER ELK, NC 28604-2232

Mortgage

Document Number	5362190
Date	Oct 24, 2019
Book Page	000536/002190
Instrument	4999

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00	$252,500 (-) Building $252,500	$252,500 (-) Building $252,500
2023	$1,010.00	$252,500 (-) Building $252,500	$252,500 (-) Building $252,500
2022	$1,010.00	$252,500 Building $252,500	$252,500 Building $252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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