468 Elderberry Ridge Rd, Unit B301, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 468 Elderberry Ridge Rd, Unit B301, Beech Mountain, NC 28604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,162 sqft · built 2004
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2020)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`67244`

Property Details

APN / Parcel Number

Primary APN	`67244`
Alternative APN	`1859064824520000301`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,162 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Composition/Composite
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	67244
Street Address	468 ELDERBERRY RIDGE RD UNIT B301, B301
City	BEECH MOUNTAIN
State	NC
Zip	28604-6555
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CAROLINA NORTH UT 301-B CONDO 7-3
Legal Subdivision	CAROLINA NORTH
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1007
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 MUHLY GRASS ST, YULEE, FL 32097-0097
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	0005511251
Deed Book / Page	551 / 1251
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	468 ELDERBERRY RIDGE RD UNIT B301, B301, BEECH MOUNTAIN, NC 28604-6555
Document Number	0005211516
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2480 WOODBROOK CT LAWRENCEVILLE GA 300432399, LAWRENCEVILLE, GA 30043-2399

Mortgage

Document Number	0005211516
Date	Jun 14, 2018
Book Page	000521/001516
Instrument	3331

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	468 ELDERBERRY RIDGE RD UNIT B301, B301, BEECH MOUNTAIN, NC 28604-6555
Document Number	0005100321
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 ELDERBERRY RIDGE RD #B301 BEECH MOUNTAIN NC 286048736, B301, BEECH MOUNTAIN, NC 28604-8736

Mortgage

Document Number	0005100321
Date	Jun 27, 2017
Book Page	000510/000321
Instrument	2299

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00	$255,400 (-) Building $255,400	$255,400 (-) Building $255,400
2023	$1,021.00 (-5.64%)	$255,400 (-) Building $255,400	$255,400 (-) Building $255,400
2022	$1,082.00	$255,400 Building $255,400	$255,400 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Elderberry Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures