468 Elderberry Ridge Rd, Unit B101, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 468 Elderberry Ridge Rd, Unit B101, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,162 sqft · built 2004
Owner2 Individual Names on Record
Tax Bill$910 (2025)
Deeds & MortgagesSep 2020 Sale
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN73946

Property Details

APN / Parcel Number

Primary APN73946
Alternative APN
  • 1859064824520000101

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,162 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialComposition/Composite
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialMetal
PorchPorch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number73946
Street Address468 ELDERBERRY RIDGE RD UNIT B101, B101
CityBEECH MOUNTAIN
StateNC
Zip28604-6557
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCAROLINA NORTH UT 101-B CONDO 7-3
Legal SubdivisionCAROLINA NORTH
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1007
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3563 CASALTA CIR, NEW SMYRNA, FL 32168-4519
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 7, 2020Deed of Trust, Mortgage
CITIZENS BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleNov 30, 2018 · Amount on Record
Last Transfer DateSep 28, 2020
Transfer Doc0005491176
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 28, 2020
Property Address468 ELDERBERRY RIDGE RD UNIT B101, B101, BEECH MOUNTAIN, NC 28604-6557
Document Number0005491176
Book / Page000549 / 001176
Instrument DateSep 23, 2020
Instrument5215
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7763 PINE TRACE DR SARASOTA FL 342433740, SARASOTA, FL 34243-3740

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address468 ELDERBERRY RIDGE RD UNIT B101, B101, BEECH MOUNTAIN, NC 28604-6557
Document Number0005450713
Instrument DateJul 7, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address468 ELDERBERRY RIDGE RD #B101 BEECH MOUNTAIN NC 286048975, B101, BEECH MOUNTAIN, NC 28604-8975

Mortgage

Document Number0005450713
DateJul 8, 2020
Book Page000545/000713
Instrument3140
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueJul 7, 2050

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$910.00 (-5.21%)$227,500 (-5.21%) Building $227,500$227,500 (-5.21%) Building $227,500
2023$960.00$240,000 Building $240,000$240,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Elderberry Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number