468 Elderberry Ridge Rd, Unit A302, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 468 Elderberry Ridge Rd, Unit A302, Beech Mountain, NC 28604

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 1,092 sqft · built 2002
Lot Size	0.937 acres (40,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2024)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1859-06-48-3318-00003-02`

Property Details

APN / Parcel Number

Primary APN	`1859-06-48-3318-00003-02`
Alternative APNs	`82296` `77416`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	16 Units
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Basement Area	112 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	40,833 sqft (0.937 acres)
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	82296
Street Address	468 ELDERBERRY RIDGE RD, A302
City	BEECH MOUNTAIN
State	NC
Zip	28604-8975
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	NULL
Legal Description	CAROLINA NORTH UT 302-A
Legal Subdivision	CAROLINA NORTH
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1007
Census Tract	930100

Owner

Source: Avery County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7225 WINTER POND WAY, FUQUAY VARINA, NC 27526-5488
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	20244456
Deed Book / Page	603 / 1848
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 7, 2023
Property Address	468 ELDERBERRY RIDGE RD UNIT A302, A302, BEECH MOUNTAIN, NC 28604-8975
Document Number	0000005076
Book / Page	594 / 663
Map Reference	MB 365 PG 2064
Instrument Date	Nov 3, 2023
Instrument	2023005076
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 S WELLS ST # 454, 454, CHICAGO, IL 60607-4529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12765 AVALON COVE DR S, JACKSONVILLE, FL 32224-5604

Mortgage

Document Number	0000594665
Date	Nov 7, 2023
Instrument	594/665

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 21, 2022
Property Address	468 ELDERBERRY RIDGE RD UNIT A302, A302, BEECH MOUNTAIN, NC 28604-8975
Document Number	0000001751
Book / Page	574 / 2428
Map Reference	MB 365 PG 2064
Instrument Date	Mar 18, 2022
Instrument	2022001751
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3657 PRESERVE BLVD, PANAMA CITY BEACH, FL 32408-7141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 S WELLS ST APT 545, 545, CHICAGO, IL 60607-4531

Mortgage

Document Number	0005742431
Date	Mar 21, 2022
Instrument	574/2431

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jul 19, 2021
Property Address	468 ELDERBERRY RIDGE RD UNIT A302, A302, BEECH MOUNTAIN, NC 28604-8975
Document Number	0000004206
Book / Page	563 / 457
Map Reference	MB 38 PG 125B
Instrument Date	Jul 10, 2021
Instrument	2021004206
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 TALLWOOD DR, RALEIGH, NC 27613-7001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 DOLPHIN DR, PANAMA CITY, FL 32408-7281

Mortgage

Document Number	0000563460
Date	Jul 19, 2021
Instrument	563/460

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00	$288,100 (-) Building $288,100	$288,100 (-) Building $288,100
2024	$1,152.00
2023	$1,152.00	$288,100 (-) Building $288,100	$288,100 (-) Building $288,100
2022	$1,152.00	$288,100 Building $288,100	$288,100 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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