4679 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4679 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1987
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Sep 1995)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-0025-0010-02-7`

Property Details

APN / Parcel Number

Primary APN	`03-0025-0010-02-7`
Alternative APN	`11-03-0025-0010-02-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,137 sqft Living Area
1st Floor Area	918 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	180,338 sqft (4.14 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4679 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA RURAL
Legal Description	COM 1312.71'N89DEG26'40''W OF E1/4 PST SEC 25 T4S R18W TH S00DEG05' 30''E 1055.6'TO RD C/L TH N89DEG46' W ON C/L 171.22'TH N00DEG03'20''W 1056.55'TH S89DEG26'40''E 170.55' TO POB SURVEY 1093/926
Legal Range	18W
Legal Township	04S
Legal Section	25
Legal Lot Number	171
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2009
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4679 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 1995 · Amount on Record
Deed Sale	Sep 20, 1995 · Amount on Record
Prior Sale	Jul 25, 1983 · Amount on Record
Deed Book / Page	1711 / 192
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4679 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03170/1634
Date	Apr 27, 2017
Book Page	3170/1634

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 5, 2021
Property Address	4679 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Document Number	003339/157
Book / Page	3339 / 157
Instrument Date	Mar 16, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4679 E NAPIER AVE, BENTON HARBOR, MI 49022-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WESTERN AVE, BENTON HARBOR, MI 49022-6047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,700 (+22.19%)	$189,400 (+22.19%)
2025	$1,361.00 (+13.7%)
2023		$77,500	$155,000
2022	$1,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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