4615 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4615 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1950
Lot Size	6.55 acres (285,318 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2020)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-0025-0010-04-3`

Property Details

APN / Parcel Number

Primary APN	`03-0025-0010-04-3`
Alternative APN	`11-03-0025-0010-04-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Lot Area	285,318 sqft (6.55 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4615 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA RURAL
Legal Description	COM 1685.94'N89DEG26'40''W OF E1/4 PST SEC 25 T4S R18W TH S00DEG35' 20''E 1057.62'TO RD C/L TH N89DEG 46'W ON C/L 274.44'TH N00DEG05'W 1059.14'TH S89DEG26'40''E 265.12' TO POB SURVEY 1093/925
Legal Range	18W
Legal Township	04S
Legal Section	25
Legal Lot Number	274
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2009
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4615 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Nov 27, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Book / Page	3269 / 1517
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 24, 2020
Property Address	4615 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Document Number	03269/1517
Book / Page	3269 / 1517
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4615 E NAPIER AVE, BENTON HARBOR, MI 49022-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 E NAPIER AVE, BENTON HARBOR, MI 49022-9612

Mortgage

Document Number	0032691520
Date	Mar 24, 2020
Instrument	3269/1520

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 27, 2019
Property Address	4615 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Document Number	03257/3116
Book / Page	3257 / 3116
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$498.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10493 MISSION PARK AVE, LAS VEGAS, NV 89135-1047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 E NAPIER AVE, BENTON HARBOR, MI 49022-9612

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,300 (+29.79%)	$212,600 (+29.79%)
2025	$2,480.00 (+13.66%)
2023		$81,900	$163,800
2022	$2,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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