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4700 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4700 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,382 sqft · built 1989
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$306,000 (Jul 2024)
Tax Bill$2,859 (2024)
Deeds & MortgagesDec 2025 Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN03-0025-0005-10-4

Property Details

APN / Parcel Number

Primary APN03-0025-0005-10-4
Alternative APN
  • 11-03-0025-0005-10-4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,382 sqft Living Area
1st Floor Area1,382 sqft
Basement Area1,382 sqft
Unfinished Basement1,382 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleModular
Lot Area217,800 sqft (5 acres)
Lot Width647 ft Width
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4700 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-9612
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeAA RURAL
Legal DescriptionCOM 1313.5' N89DEG28'45''W & 1263.27' N0DEG06'W OF SE COR SEC 25 T4S R18W TH N0DEG06'W 318.2' TH S89DEG53'E 680' TH S0DEG06'E 323' TH N89DEG28'45''W 680' TO POB UNRE SUR
Legal Range18W
Legal Township04S
Legal Section25
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2037
Census Tract2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4700 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 14, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2024 · Amount on Record
Deed SaleJul 5, 2024 · Amount on Record
Prior SaleJul 8, 2010 · Amount on Record
Deed Document Number2024409144
Deed Book / Page3429 / 1800
Prior Transfer DateApr 8, 2021
Prior Transfer Doc03322/3479
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4700 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4700 E NAPIER AVE, BENTON HARBOR, MI 49022-9612

Mortgage

Document Number03466/3733
DateDec 18, 2025
Book Page3466/3733
Instrument2025448408
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateApr 14, 2021
Property Address4700 E NAPIER AVE, BENTON HARBOR, MI 49022-9612
Document Number03322/3479
Book / Page3322 / 3479
Instrument DateApr 8, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 IDLEWOOD DR, CONNERSVILLE, IN 47331-3281

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,900 (-0.49%)$281,800 (-0.49%)
2025Homeowner's exemption$141,600 (+18.2%)$283,200 (+18.2%)
2024$2,859.00 (+10.26%)
2023$119,800$239,600
2022$2,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Midwest Energy & Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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