4675 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4675 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,314 sqft · built 2013
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,200 (Mar 2019)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177-000-302`

Property Details

APN / Parcel Number

Primary APN	`177-000-302`
Alternative APNs	`000000063405` `0000174849` `177 302`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,314 sqft Living Area
Basement Area	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000174849
Street Address	4675 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 640 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	3
Legal Lot Number	640
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3003
Census Tract	130607

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4675 COLD SPRING CT, CUMMING, GA 30041-5863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEWITHLOAN.COM
Mar 22, 2019	Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	20192387
Deed Book / Page	8831 / 207
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4675 COLD SPRING CT, CUMMING, GA 30041-5863
Document Number	0096250224
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4675 COLD SPRING CT CUMMING GA 300415863, CUMMING, GA 30041-5863

Mortgage

Document Number	0096250224
Date	Sep 24, 2020
Book Page	009625/000224

Lender

Name	HOMEWITHLOAN.COM
Address	THE COLONY, TX 75056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Mar 22, 2019
Property Address	4675 COLD SPRING CT, CUMMING, GA 30041-5863
Document Number	0088310207
Book / Page	008831 / 000207
Instrument Date	Mar 21, 2019
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4675 COLD SPRING CT CUMMING GA 300415863, CUMMING, GA 30041-5863

Mortgage

Document Number	88310208
Date	Mar 22, 2019
Book Page	008831/000208

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00 (+18.62%)	$212,388 (+13.1%) Land $66,000 Building $146,388	$530,970 (+13.1%) Land $165,000 Building $365,970
2023	$3,646.00 (-7.41%) Homeowner's exemption	$187,792 (+51.54%) Land $56,000 Building $131,792	$469,480 (+51.54%) Land $140,000 Building $329,480
2022	$3,938.00 Homeowner's exemption	$123,920 Land $24,000 Building $99,920	$309,800 Land $60,000 Building $249,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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