Forsyth County property record for 4635 Cold Spring Ct, Cumming, GA 30041
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,405 sqft · built 2013 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $530,000 (Apr 2023) |
| Tax Bill | $5,587 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-000-298 |
| Primary APN | 177-000-298 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,405 sqft Living Area |
| Basement Area | 1,042 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000138993 |
|---|---|
| Street Address | 4635 COLD SPRING CT |
| City | CUMMING |
| State | GA |
| Zip | 30041-5863 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | 2-1 727 UN 636 POD F-1 JAMES CREEK |
| Legal Subdivision | JAMES CREEK |
| Legal Block | 2 |
| Legal Lot Number | 636 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | BIG CREEK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 130607 |
Source: Forsyth County records · APN 177-000-298
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4635 COLD SPRING CT, CUMMING, GA 30041-5863 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Apr 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Mar 27, 2015 · Amount on Record |
| Deed Book / Page | 10970 / 21 |
| Last Transfer Date | Aug 25, 2025 |
| Transfer Doc | 0116210228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4635 COLD SPRING CT, CUMMING, GA 30041-5863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4635 COLD SPRING CT, CUMMING, GA 30041-5863 |
| Document Number | 0117410000000727 |
|---|---|
| Date | Jan 09, 2026 |
| Book Page | 0000011741/0000000727 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Apr 06, 2023 |
| Property Address | 4635 COLD SPRING CT, CUMMING, GA 30041-5863 |
| Document Number | 0109700021 |
| Book / Page | 10970 / 21 |
| Instrument Date | Apr 06, 2023 |
| Instrument | 2023-002479 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4635 COLD SPRING CT, CUMMING, GA 30041-5863 |
| Document Number | 0001097022 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 10970/22 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2053 |
Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,587.00 (+16.44%) | $236,380 (+23.33%) Land $66,000 Building $170,380 | $590,950 (+23.33%) Land $165,000 Building $425,950 |
| 2024 | $4,798.00 (+33.02%) | ||
| 2023 | $3,607.00 (-7.54%) Homeowner's exemption | $191,672 (+51.11%) Land $56,000 Building $135,672 | $479,180 (+51.11%) Land $140,000 Building $339,180 |
| 2022 | $3,901.00 Homeowner's exemption | $126,840 Land $24,000 Building $102,840 | $317,100 Land $60,000 Building $257,100 |
Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile USA Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 298 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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