4755 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4755 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,370 sqft · built 2014
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,130 (Jun 2014)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-000-310`

Property Details

APN / Parcel Number

Primary APN	`177-000-310`
Alternative APNs	`000000059933` `0000179025` `177 310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,370 sqft Living Area
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000179025
Street Address	4755 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5882
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 648 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	3
Legal Lot Number	648
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3003
Census Tract	130607

Owner

Source: Forsyth County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4755 COLD SPRING CT, CUMMING, GA 30041-5882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jan 22, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	20145386
Deed Book / Page	7062 / 123
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Recording Date	Sep 2, 2026
Property Address	4755 COLD SPRING CT, CUMMING, GA 30041-5882
Document Number	1194000379
Book / Page	11949 / 379
Instrument Date	Aug 24, 2026
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 COLD SPRING CT, CUMMING, GA 30041-5882

Mortgage

Document Number	1194000379,
Date	Sep 2, 2026
Book Page	11949/379

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2046

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4755 COLD SPRING CT, CUMMING, GA 30041-5882
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 COLD SPRING CT, CUMMING, GA 30041-5882

Mortgage

Document Number	0102780000000349
Date	Jul 29, 2021
Book Page	0000010278/0000000349

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4755 COLD SPRING CT, CUMMING, GA 30041-5882
Document Number	0091970515
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4755 COLD SPRING CT CUMMING GA 300415882, CUMMING, GA 30041-5882

Mortgage

Document Number	0091970515
Date	Jan 29, 2020
Book Page	009197/000515

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+15.12%) Homeowner's exemption Additional exemption filed	$188,024 (-) Land $56,000 Building $132,024	$470,060 (-) Land $140,000 Building $330,060
2024	$3,288.00 (+18.74%)
2023	$2,769.00 (-3.72%) Homeowner's exemption	$188,024 (+58.55%) Land $56,000 Building $132,024	$470,060 (+58.55%) Land $140,000 Building $330,060
2022	$2,876.00 Homeowner's exemption	$118,592 Land $24,000 Building $94,592	$296,480 Land $60,000 Building $236,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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