4640 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4640 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,869 sqft · built 2014
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2021)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-000-312`

Property Details

APN / Parcel Number

Primary APN	`177-000-312`
Alternative APNs	`0000178856` `177 312`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,869 sqft Living Area
Basement Area	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000178856
Street Address	4640 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 727 UN 773 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	3
Legal Lot Number	773
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3007
Census Tract	130607

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4640 COLD SPRING CT, CUMMING, GA 30041-5866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LAXMI NARAYAN ENTERPRISES
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LAXMI NARAYAN ENTERPRISES
Dec 14, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202115092
Deed Book / Page	10526 / 147
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	0070490565
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 1, 2021
Property Address	4640 COLD SPRING CT, CUMMING, GA 30041-5866
Document Number	0105260147
Book / Page	10526 / 147
Instrument Date	Dec 1, 2021
Instrument	2021-015092
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 COLD SPRING CT, CUMMING, GA 30041-5866

Mortgage

Document Number	19012670018
Date	Dec 1, 2021
Instrument	019012670018

Lender

Name	LAXMI NARAYAN ENTERPRISES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 1, 2021
Property Address	4640 COLD SPRING CT, CUMMING, GA 30041-5866
Document Number	0105260147
Book / Page	10526 / 147
Instrument Date	Dec 1, 2021
Instrument	2021-015092
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 COLD SPRING CT, CUMMING, GA 30041-5866

Mortgage

Document Number	0105260000000148
Date	Dec 14, 2021
Book Page	0000010526/0000000148
Instrument	019012670018

Lender

Name	LAXMI NARAYAN ENTERPRISES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 14, 2020
Property Address	4640 COLD SPRING CT, CUMMING, GA 30041-5866
Document Number	0097990550
Book / Page	009799 / 000550
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$312.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4640 COLD SPRING CT CUMMING GA 300415866, CUMMING, GA 30041-5866

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (+6.63%)	$200,112 (+12.74%) Land $66,000 Building $134,112	$500,280 (+12.74%) Land $165,000 Building $335,280
2024	$4,602.00 (+5.36%)
2023	$4,368.00 (+6.72%)	$177,500 (+53.35%) Land $56,000 Building $121,500	$443,750 (+53.35%) Land $140,000 Building $303,750
2022	$4,093.00	$115,752 Land $24,000 Building $91,752	$289,380 Land $60,000 Building $229,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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