4674 204th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4674 204th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,449 sqft · built 2020
Lot Size	2.65 acres (115,434 sqft)
Owner	Individual Name on File
Last Sale	$1,420,000 (Oct 2021)
Tax Bill	$13,196 (2026)
Deeds & Mortgages	May 2022 Second Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-148002-0`

Property Details

APN / Parcel Number

Primary APN	`11-148002-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,449 sqft Living Area
Basement Area	2,259 sqft
Finished Basement	1,968 sqft
Unfinished Basement	2,259 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	115,434 sqft (2.65 acres)
Garage Area	2,040 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4674 204TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	BLOCK 001 LOT 002 HARVEST BLUFFS 2ND ADDN
Legal Subdivision	HARVEST BLUFFS 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5011
Census Tract	81001

Owner

Source: Scott County records · APN 11-148002-0

Assessment roll updated May 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4674 204TH ST E, PRIOR LAKE, MN 55372-7506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 21, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 19, 2020	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Jul 19, 2020 · Amount on Record
Deed Document Number	2021273316
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4674 204TH ST E, PRIOR LAKE, MN 55372-7506
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4674 204TH ST E, PRIOR LAKE, MN 55372-7506

Mortgage

Document Number	000T276728
Date	May 12, 2022
Instrument	T276728

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2042

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Oct 21, 2021
Property Address	4674 204TH ST E, PRIOR LAKE, MN 55372-7506
Document Number	0000273316
Instrument Date	Oct 07, 2021
Instrument	273316
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,686.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4674 204TH ST E, PRIOR LAKE, MN 55372-7506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000273317
Date	Oct 21, 2021
Instrument	273317

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 19, 2020
Property Address	4674 204TH ST E, PRIOR LAKE, MN 55372-7506
Document Number	0000262729
Instrument Date	Jul 13, 2020
Instrument	262729
Transaction Type	Construction Loan
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$824.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11845 OREMANE TEV, EDEN PRAIRIE, MN 55347

Mortgage

Document Number	0000262732
Date	Jul 19, 2020
Instrument	262732

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 12, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,196.00 (+6.13%)	$1,474,600 (+4.4%) Land $350,600 Building $1,124,000	$1,474,600 (+4.4%) Land $350,600 Building $1,124,000
2025	$12,434.00 (+2.69%)
2024	$12,108.00 (-1.32%)	$1,412,500 (+6.96%) Land $314,900 Building $1,097,600	$1,412,500 (+6.96%) Land $314,900 Building $1,097,600
2023	$12,270.00	$1,320,600 Land $302,800 Building $1,017,800	$1,320,600 Land $302,800 Building $1,017,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: LTD Broadband.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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