4580 204th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4580 204th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,755 sqft · built 2020
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on File
Tax Bill	$10,026 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-148004-0`

Property Details

APN / Parcel Number

Primary APN	`11-148004-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,755 sqft Living Area
Basement Area	2,172 sqft
Finished Basement	1,400 sqft
Unfinished Basement	2,172 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	138,085 sqft (3.17 acres)
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4580 204TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	BLOCK 001 LOT 004 HARVEST BLUFFS 2ND ADDN
Legal Subdivision	HARVEST BLUFFS 2ND ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5011
Census Tract	81001

Owner

Source: Scott County records · APN 11-148004-0

Assessment roll updated May 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4580 204TH ST E, PRIOR LAKE, MN 55372-7507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK
Apr 20, 2020	Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4580 204TH ST E, PRIOR LAKE, MN 55372-7507
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4580 204TH ST E, PRIOR LAKE, MN 55372-7507

Mortgage

Document Number	000T291567
Date	Mar 03, 2026
Instrument	T291567

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Dec 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4580 204TH ST E, PRIOR LAKE, MN 55372-7507
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260904
Date	Apr 20, 2020
Instrument	260904

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 08, 2021

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4580 204TH ST E, PRIOR LAKE, MN 55372-7507
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000267307
Date	Jan 19, 2021
Instrument	267307

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,026.00 (+6.37%) Homeowner's exemption	$1,117,100 (+2.4%) Land $323,700 Building $793,400	$1,117,100 (+2.4%) Land $323,700 Building $793,400
2025	$9,426.00 (+1.77%)
2024	$9,262.00 (-1.51%) Homeowner's exemption	$1,090,900 (+5.98%) Land $302,900 Building $788,000	$1,090,900 (+5.98%) Land $302,900 Building $788,000
2023	$9,404.00	$1,029,300 Land $316,100 Building $713,200	$1,029,300 Land $316,100 Building $713,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile USA Fixed Wireless	25 / 3
Nuvera Communications DSL · Fiber, Fixed Wireless in parts of the area	10 / 1

May also be available: AT&T, LTD Broadband.

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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