4695 204th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4695 204th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,741 sqft · built 2021
Lot Size	3.03 acres (131,987 sqft)
Owner	Company Name on Record
Last Sale	$539,900 (May 2021)
Tax Bill	$13,680 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-148008-0`

Property Details

APN / Parcel Number

Primary APN	`11-148008-0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,741 sqft Living Area
Basement Area	2,645 sqft
Finished Basement	2,186 sqft
Unfinished Basement	2,645 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	131,987 sqft (3.03 acres)
Garage Area	1,315 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	4695 204TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	BLOCK 002 LOT 002 HARVEST BLUFFS 2ND ADDN
Legal Subdivision	HARVEST BLUFFS 2ND ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5011
Census Tract	81001

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4695 204TH ST E, PRIOR LAKE, MN 55372-7506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BREMER BANK NA
May 18, 2021	Warranty Deed, Construction Loan · Construction Mortgage BREMER BANK NA
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ROUNDBANK
Jun 16, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST RESOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	20211128804
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MN
Recording Date	Jul 29, 2022
Property Address	4695 204TH ST E, PRIOR LAKE, MN 55372-7506
Document Number	000T277655
Instrument Date	Jun 29, 2022
Instrument	T277655
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 20TH STREET E, PRIOR LAKE, MN 55372

Mortgage

Document Number	000T277657
Date	Jul 29, 2022
Instrument	T277657

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	May 18, 2021
Property Address	4695 204TH ST E, PRIOR LAKE, MN 55372-7506
Document Number	0001128804
Instrument Date	Mar 29, 2021
Instrument	1128804
Transaction Type	Construction Loan
Record Updated	Mar 9, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$1,781.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3877 NOAH CT NW, PRIOR LAKE, MN 55372-7509

Mortgage

Document Number	0000269937
Date	May 18, 2021
Instrument	269937

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Dec 30, 2020
Property Address	4695 204TH ST E, PRIOR LAKE, MN 55372-7506
Document Number	0000266818
Instrument Date	Dec 1, 2020
Instrument	266818
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2950 BOBCAT TRL NW, PRIOR LAKE, MN 55372-4502

Mortgage

Document Number	0000266819
Date	Dec 30, 2020
Instrument	266819

Lender

Name	ROUNDBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jun 16, 2020
Property Address	4695 204TH ST E, PRIOR LAKE, MN 55372-7506
Document Number	0000261994
Instrument Date	May 15, 2020
Instrument	261994
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3718 TURNER DR SW, PRIOR LAKE, MN 55372-4340

Mortgage

Document Number	0000261995
Date	Jun 16, 2020
Instrument	261995

Lender

Name	FIRST RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Nov 15, 2021

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,680.00 (+6.98%) Homeowner's exemption	$1,491,100 (+2.81%) Land $321,400 Building $1,169,700	$1,491,100 (+2.81%) Land $321,400 Building $1,169,700
2025	$12,788.00 (-2.72%)
2024	$13,146.00 (+96.21%) Homeowner's exemption	$1,450,400 (+1.65%) Land $288,800 Building $1,161,600	$1,450,400 (+1.65%) Land $288,800 Building $1,161,600
2023	$6,700.00 Homeowner's exemption	$1,426,800 Land $300,300 Building $1,126,500	$1,426,800 Land $300,300 Building $1,126,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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