4541 204th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4541 204th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 3,286 sqft · built 2020
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Jan 2020)
Tax Bill	$9,814 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-148011-0`

Property Details

APN / Parcel Number

Primary APN	`11-148011-0`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,286 sqft Living Area
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	117,176 sqft (2.69 acres)
Garage Area	1,210 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4541 204TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	BLOCK 002 LOT 005 HARVEST BLUFFS 2ND ADDN
Legal Subdivision	HARVEST BLUFFS 2ND ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5011
Census Tract	81001

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 204TH ST E, PRIOR LAKE, MN 55372-7507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit NEW MARKET BANK
Feb 22, 2020	Deed of Trust, Mortgage · Construction Mortgage NEW MARKET BANK
Oct 5, 2020	Loan Modification, Mortgage NEW MARKET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	2020259374
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4541 204TH ST E, PRIOR LAKE, MN 55372-7507
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 204TH ST E, PRIOR LAKE, MN 55372-7507

Mortgage

Document Number	000T279269
Date	Nov 30, 2022
Instrument	T279269

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4541 204TH ST E, PRIOR LAKE, MN 55372-7507
Transaction Type	Mortgage
Record Updated	Sep 7, 2022
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260113
Date	Feb 22, 2020
Instrument	260113

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCOTT MN
Property Address	4541 204TH ST E, PRIOR LAKE, MN 55372-7507
Document Number	0000264887
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4541 204TH ST E PRIOR LAKE MN 553727507, PRIOR LAKE, MN 55372-7507

Mortgage

Document Number	0000264887
Date	Oct 18, 2020
Instrument	264887

Lender

Name	NEW MARKET BK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,814.00 (+11.68%) Homeowner's exemption	$1,094,200 (+7.01%) Land $311,100 Building $783,100	$1,094,200 (+7.01%) Land $311,100 Building $783,100
2025	$8,788.00 (+6.24%)
2024	$8,272.00 (-1.43%) Homeowner's exemption	$1,022,500 (+10.17%) Land $291,300 Building $731,200	$1,022,500 (+10.17%) Land $291,300 Building $731,200
2023	$8,392.00 Homeowner's exemption	$928,100 Land $290,400 Building $637,700	$928,100 Land $290,400 Building $637,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000

May also be available: GigFire, Netwave Broadband.

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