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4660 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4660 Lathloa Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 2010
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Last Sale$243,300 (Dec 2019)
Tax Bill$3,333 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN23-29-08-139620-000200

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000200
Alternative APNs
  • 082923139620000200
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,921 sqft Living Area
Gross Area2,341 sqft
1st Floor Area1,921 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area175 sqft

Location & Zoning

Street Address4660 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 20
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number20
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1024
Census Tract11911

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4660 LATHLOA LOOP, LAKELAND, FL 33811-1734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CREDIT UNION
Dec 10, 2019Warranty Deed, Transfer
UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Document Number2019261138
Deed Book / Page11069 / 268
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 1, 2026
Property Address4660 LATHLOA LOOP, LAKELAND, FL 33811-1734
Document Number0000212351
Book / Page14137 / 1210
Instrument DateAug 24, 2026
Instrument2026212351
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6040 S FLORIDA AVE, LAKELAND, FL 33813-3301

Mortgage

Document Number0000212351,
DateSep 1, 2026
Book Page14137/1210
Instrument2026212351
Lender
NameMIDFLORIDA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 15, 2046
Interest
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 10, 2019
Property Address4660 LATHLOA LOOP, LAKELAND, FL 33811-1734
Document Number0110690268
Book / Page011069 / 000268
Instrument DateDec 6, 2019
Instrument261138
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount Recorded
Tax$1,703.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4660 LATHLOA LOOP LAKELAND FL 338111734, LAKELAND, FL 33811-1734

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,111 (+2.7%)$284,883 (-4%) Land $68,000 Building $216,883
2025$3,333.00 (+6.01%) Homeowner's exemption$227,956 (+5.99%)$296,748 (-3.87%) Land $68,000 Building $228,748
2023$3,144.00 (+2.91%) Homeowner's exemption$215,080 (+3%)$308,683 (+20.21%) Land $66,000 Building $242,683
2022$3,055.00 Homeowner's exemption$208,816$256,786 Land $62,000 Building $194,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims9 (2002–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

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