Polk County property record for 4645 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,717 sqft Living Area |
| Lot Size | 8,303 sqft (0.191 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2023) |
| Tax Bill | $5,912.00 (2025) |
| Primary APN | 23-29-08-139620-000620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,717 sqft Living Area |
| Gross Area | 3,319 sqft Gross Area |
| 1st Floor | 1,272 sqft 1st Floor |
| Upper Floors | 1,445 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,303 sqft (0.191 acres) |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 252 sqft Porch |
| Street Address | 4645 LATHLOA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 62 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
Source: Polk County records · APN 23-29-08-139620-000620
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4645 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 24, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Sep 13, 2018 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Sep 13, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2018 · Amount on Record |
| Deed Doc Number | 202317051 |
| Deed Book / Page | 12559 / 679 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 24, 2023 |
| Property Address | 4645 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0000017051 |
| Book / Page | 12559 / 679 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2023017051 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 602 OVERHILL DR, BRANDON, FL 33511-6918 |
| Name | Verified Name |
|---|---|
| Address | 4S45 LATHIOS LOOP, POLK, FL |
| Document Number | 0012559682 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 12559/682 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 4645 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0106111646 |
| Book / Page | 010611 / 001646 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 195329 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,898.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4645 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 4645 LATHLOA LOOP, LAKELAND, FL 33811-1739 |
| Document Number | 0106101781 |
| Book / Page | 010610 / 001781 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 194536 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,898.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4645 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739 |
| Document Number | 106101783 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 010610/001783 |
| Instrument | 194537 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,912.00 (-3.34%) Homeowner's exemption | $370,905 (-1.9%) Land $68,000 Building $302,905 | $370,905 (-1.9%) Land $68,000 Building $302,905 |
| 2023 | $6,116.00 (+87.03%) Homeowner's exemption | $378,086 (+71.43%) Land $66,000 Building $312,086 | $378,086 (+30.4%) Land $66,000 Building $312,086 |
| 2022 | $3,270.00 Homeowner's exemption | $220,550 | $289,942 Land $62,000 Building $227,942 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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