4657 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4657 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,835 sqft Living Area
Lot Size5,545 sqft (0.127 acres)
OccupancyOwner Occupied
Last Sale$254,000 (2021)
Tax Bill$4,312.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000590
Alternative APNs
  • 082923139620000590
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,835 sqft Living Area
Gross Area2,255 sqft Gross Area
1st Floor1,835 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,545 sqft (0.127 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area186 sqft Porch

Location & Zoning

Street Address4657 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1739
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 59
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number59
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup1
Census Block1022
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000590

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4657 LATHLOA LOOP, LAKELAND, FL 33811-1739
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jun 11, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
Jul 07, 2017Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2021 · Amount on Record
Deed SaleApr 05, 2021 · Amount on Record
Prior SaleJul 07, 2017 · Amount on Record
Deed Doc Number202183182
Deed Book / Page11649 / 173
Record RefreshedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 05, 2021
Property Address4657 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0000083182
Book / Page11649 / 173
Map ReferenceMB 134 PG 50&51
Instrument DateMar 29, 2021
Instrument2021083182
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4664 LATHLOA LOOP, 4664, LAKELAND, FL 33811-1734

Transferred To (Grantee/Buyer)

NameVerified Name
Address4657 LATHLOA LOOP, LAKELAND, FL 33811-1739

Mortgage

Document Number0011649175
DateApr 05, 2021
Instrument11649/175
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address4657 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0105621452
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedAug 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4657 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739

Mortgage

Document Number0105621452
DateJul 27, 2018
Book Page010562/001452
Instrument160359
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 26, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 07, 2017
Property Address4657 LATHLOA LOOP, LAKELAND, FL 33811-1739
Document Number0101981256
Book / Page010198 / 001256
Instrument DateJul 06, 2017
Instrument129732
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,462.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4657 LATHLOA LOOP LAKELAND FL 338111739, LAKELAND, FL 33811-1739

Mortgage

Document Number101981261
DateJul 07, 2017
Book Page010198/001261
Instrument129734
Lender
NameMORTGAGE SOLUTIONS/CO
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 06, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,312.00 (+5.74%) Homeowner's exemption$282,239 (+5.99%)$300,035 (-3.03%) Land $68,000 Building $232,035
2023$4,078.00 (+2.77%) Homeowner's exemption$266,296 (+3%)$309,426 (+19.68%) Land $66,000 Building $243,426
2022$3,968.00 Homeowner's exemption$258,540 Land $62,000 Building $196,540$258,540 Land $62,000 Building $196,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 302 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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