Polk County property record for 4656 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,608 sqft Living Area |
| Lot Size | 6,412 sqft (0.147 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2025) |
| Tax Bill | $3,041.00 (2025) |
| Primary APN | 23-29-08-139620-000210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,028 sqft Gross Area |
| 1st Floor | 1,608 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,412 sqft (0.147 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 42 sqft Porch |
| Street Address | 4656 LATHLOA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 21 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 11911 |
Source: Polk County records · APN 23-29-08-139620-000210
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Oct 29, 2025 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 16, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Apr 16, 2021 · Amount on Record |
| Deed Doc Number | 2025255223 |
| Deed Book / Page | 13756 / 1704 |
| Prior Transfer Date | Oct 20, 2025 |
| Prior Transfer Doc | 0000255223 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Document Number | 0000300145 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 12952/1532 |
| Instrument | 2023300145 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Document Number | 0000255223 |
| Book / Page | 13756 / 1704 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025255223 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Document Number | 0137561707 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 13756/1707 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Document Number | 0000097230 |
| Book / Page | 11671 / 1728 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021097230 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 VILLAGE CENTER DR # DR105, 1675, LAKELAND, FL 33803-2873 |
| Name | Verified Name |
|---|---|
| Address | 4656 LATHLOA LOOP, LAKELAND, FL 33811-1734 |
| Document Number | 0116711730 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 11671/1730 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,041.00 (+3.29%) Homeowner's exemption | $211,753 (+2.9%) | $266,945 (-0.59%) Land $68,000 Building $198,945 |
| 2024 | $2,944.00 (+2.76%) Homeowner's exemption | $205,785 (+3%) | $268,525 (-1.71%) Land $68,000 Building $200,525 |
| 2023 | $2,865.00 (+2.98%) Homeowner's exemption | $199,791 (+3%) | $273,188 (+18.36%) Land $66,000 Building $207,188 |
| 2022 | $2,782.00 Homeowner's exemption | $193,972 | $230,806 Land $62,000 Building $168,806 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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