4655 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4655 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,192 sqft · built 1967
Lot Size	3.65 acres (159,168 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2020)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Sep 2020 Sale Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-200-007`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-200-007`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	2,192 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	159,168 sqft (3.65 acres)
Lot Dimensions	617 ft deep x 258 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4655 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 SCOTT'S ACRES LOT 7
Legal Range	09E
Legal Township	05N
Legal Section	26
Legal Subdivision	SCOTT'S ACRES
Legal Lot Number	7
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6004
Census Tract	122400

Owner

4655 Ramsey Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4655 RAMSEY RD, OXFORD, MI 48371-3917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer
Jul 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	2020178382
Deed Book / Page	54772 / 117
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000120549
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 3, 2020
Property Address	4655 RAMSEY RD, OXFORD, MI 48371-3917
Document Number	0000178382
Book / Page	54772 / 117
Map Reference	LB 120 PG 18
Instrument Date	Aug 27, 2020
Instrument	178382
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4655 RAMSEY, 4655, BYRON CENTER, MI 49315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 FOX CRK E # E, E, CLARKSTON, MI 48346-4942

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jul 29, 2019
Property Address	4655 RAMSEY RD, OXFORD, MI 48371-3917
Document Number	0000120549
Book / Page	53072 / 00738
Map Reference	LB 120 PG 18
Instrument Date	Jun 28, 2019
Instrument	120549
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ABSTRACT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 RAMSEY RD, OXFORD, MI 48371-3917

Mortgage

Document Number	5307200724
Date	Jul 29, 2019
Instrument	53072/00724

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 4, 2017
Property Address	4655 RAMSEY RD, OXFORD, MI 48371-3917
Document Number	0000146554
Book / Page	50936 / 00410
Map Reference	LB 120 PG 18
Instrument Date	Jul 27, 2017
Instrument	146554
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4655 RAMSEY RD, 4655, OXFORD, MI 48371-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 JAMM RD, LAKE ORION, MI 48359-2217

Mortgage

Document Number	, 146643
Date	Aug 4, 2017
Instrument	146643

Lender

Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4655 Ramsey Rd was $2,603 with a homeowner's exemption, down 47% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (-46.97%) Homeowner's exemption	$160,700	$321,400
2024	$4,909.00
2023		$139,750	$279,500
2021	$4,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4655 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4655 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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