Oakland County property record for 4790 Ramsey Rd, Oxford, MI 48371
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,652 sqft · built 1978 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Nov 2016) |
| Tax Bill | $2,811 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-26-400-005 |
| Primary APN | D-03-26-400-005 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Basement Area | 1,652 sqft |
| Unfinished Basement | 1,652 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 664 sqft |
| Patio Area | 664 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4790 RAMSEY RD |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 26 PART OF NE 1/4 OF SE 1/4 BEG AT PT DIST S 89-27-20 W 994.66 FT FROM E 1/4 COR, TH S 00-11-10 W 1322.58 FT, TH S 89-48-10 W 330 FT, TH N 00-11-10 E 1322.58 FT, TH N 89-27-20 E 330 FT TO BEG 10.01 A D397A |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 26 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 122400 |
4790 Ramsey Rd is owned and occupied by two individuals who bought it in November 2016.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4790 RAMSEY RD, OXFORD, MI 48371-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on File |
| Deed Sale | Nov 14, 2016 · Amount on File |
| Prior Sale | Mar 9, 2006 · Amount on File |
| Deed Document Number | 2016217010 |
| Deed Book / Page | 50061 / 536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4790 RAMSEY RD, OXFORD, MI 48371-3906 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4790 RAMSEY RD, OXFORD, MI 48371-3906 |
| Document Number | 0000139003 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 60672/463 |
| Instrument | 139003 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4790 RAMSEY RD, OXFORD, MI 48371-3906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4790 RAMSEY RD, OXFORD, MI 48371-3906 |
| Document Number | 0000310626 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 57391/741 |
| Instrument | 310626 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4790 RAMSEY RD, OXFORD, MI 48371-3906 |
| Document Number | 0000084348 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4790 RAMSEY RD OXFORD MI 483713906, OXFORD, MI 48371-3906 |
| Document Number | 0000084348 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 054138/000865 |
| Instrument | 84348 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2040 |
The 2025 property tax bill for 4790 Ramsey Rd was $2,811 with a homeowner's exemption, down 47.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,811.00 (-47.08%) Homeowner's exemption | $213,050 | $426,100 |
| 2024 | $5,312.00 | ||
| 2023 | $190,570 | $381,140 | |
| 2021 | $4,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4790 Ramsey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4790 Ramsey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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