4591 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4591 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,428 sqft · built 1948
Lot Size	2.56 acres (111,688 sqft)
Owner	Company Name on File
Last Sale	$302,543 (Sep 2026)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-200-013`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-200-013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Other
Lot Area	111,688 sqft (2.56 acres)
Lot Dimensions	617 ft deep x 181 ft wide
Porch	Slab
Porch Area	20 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4591 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 SCOTT'S ACRES PART OF LOT 5 BEG AT PT DIST N 89-23-20 E 190.39 FT FROM SW LOT COR, TH N 00-01-00 W 617 FT, TH N 89-23-20 E 168.85 FT, TH S 00-01-00 E 300 FT, TH N 89-23-20 E 19.54 FT, TH S 00-01-00 E 317 FT, TH S 89-23-20 W 188.39 FT
Legal Range	09E
Legal Township	05N
Legal Section	26
Legal Subdivision	SCOTT'S ACRES
Legal Lot Number	5
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6004
Census Tract	122400

Owner

4591 Ramsey Rd is owned by a company that bought it in September 2026.

Source: Oakland County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	2804 ORCHARD LAKE RD, 203, KEEGO HARBOR, MI 48320-1449
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jun 12, 2019	Quit Claim Deed, Transfer HBK INC
Apr 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	2026142015
Deed Book / Page	61579 / 551
Prior Transfer Date	Sep 22, 2026
Prior Transfer Doc	0000142015
Record Updated	Oct 29, 2026

September 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 25, 2026
Property Address	4591 RAMSEY RD, OXFORD, MI 48371-3916
Document Number	0000142015
Book / Page	61579 / 551
Instrument Date	Sep 22, 2026
Instrument	2026142015
Transaction Type	Foreclosure
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$229,177.08
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 12, 2019
Property Address	4591 RAMSEY RD, OXFORD, MI 48371-3916
Document Number	0000091401
Book / Page	052919 / 000660
Instrument Date	May 9, 2019
Instrument	91401
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	PEAK TITLE AGENCY, PEAK TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2825 CAPTAINS CV WALLED LAKE MI 483901746, WALLED LAKE, MI 48390-1746

Mortgage

Document Number	91402
Date	Jun 12, 2019
Book Page	052919/000661
Instrument	91402

Lender

Name	HBK INC
Address	30301 WOODWARD AVE # 100, ROYAL OAK, MI 48073-0979

Agreement

Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 29, 2019
Property Address	4591 RAMSEY RD, OXFORD, MI 48371-3916
Document Number	0000065567
Book / Page	052773 / 000509
Instrument Date	Apr 16, 2019
Instrument	65567
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4591 RAMSEY RD OXFORD MI 483713916, OXFORD, MI 48371-3916

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 11, 2018
Property Address	4591 RAMSEY RD, OXFORD, MI 48371-3916
Document Number	0000114427
Book / Page	051983 / 000058
Instrument Date	Jul 11, 2018
Instrument	114427
Transaction Type	Transfer
Record Updated	Jul 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 RAMSEY RD OXFORD MI 483713916, OXFORD, MI 48371-3916

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 19, 2017
Property Address	4591 RAMSEY RD, OXFORD, MI 48371-3916
Document Number	0000136166
Book / Page	050877 / 000838
Instrument Date	Jul 11, 2017
Instrument	136166
Transaction Type	Foreclosure
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4591 Ramsey Rd was $2,880, down 47.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (-47.57%)	$126,540	$253,080
2024	$5,493.00
2023		$114,860	$229,720
2021	$4,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4591 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4591 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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