4615 Ramsey Rd, Oxford, MI 48371 Property Records

Oakland County property record for 4615 Ramsey Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,932 sqft · built 1885
Lot Size	2.45 acres (106,722 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Feb 2018)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-26-200-014`

Property Details

APN / Parcel Number

Primary APN	`D-03-26-200-014`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	832 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	106,722 sqft (2.45 acres)
Lot Dimensions	617 ft deep x 173 ft wide

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	192 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4615 RAMSEY RD
City	OXFORD
State	MI
Zip	48371-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 26 SCOTT'S ACRES PART OF LOTS 5 & 6 BEG AT PT DIST N 89-23-20 E 378.78 FT FROM SW LOT COR, TH N 00-01-00 W 317 FT, TH S 89-23-20 W 19.54 FT, TH N 00-01-00 W 300 FT, TH N 89-23-20 E 184.82 FT, TH S 00-11-00 E 617.01 FT, TH S 89-23-20 W 1
Legal Range	09E
Legal Township	05N
Legal Section	26
Legal Subdivision	SCOTT'S ACRES
Legal Lot Number	5-6
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	6
Census Block	6004
Census Tract	122400

Owner

4615 Ramsey Rd is owned and occupied by an individual who bought it in February 2018.

Source: Oakland County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4615 RAMSEY RD, OXFORD, MI 48371-3917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP
Mar 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2018	Grant Deed, Transfer M & M REAL PROP ASSOCIATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	201820116
Deed Book / Page	51541 / 394
Prior Transfer Date	Mar 22, 1996
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 7, 2022
Property Address	4615 RAMSEY RD, OXFORD, MI 48371-3917
Document Number	0000439817
Book / Page	58088 / 900
Map Reference	LB 120 PG 18
Instrument Date	Aug 31, 2022
Instrument	439817
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	MS TITLE AGENCY LLC, M S TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4615 RAMSEY RD, 4615, OXFORD, MI 48371-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 RAMSEY RD, OXFORD, MI 48371-3917

Mortgage

Document Number	0000580891
Date	Sep 7, 2022
Instrument	58089/1

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 28, 2019
Property Address	4615 RAMSEY RD, OXFORD, MI 48371-3917
Document Number	0000041285
Book / Page	052682 / 000248
Instrument Date	Mar 25, 2019
Instrument	41285
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4615 RAMSEY RD OXFORD MI 483713917, OXFORD, MI 48371-3917

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 7, 2018
Property Address	4615 RAMSEY RD, OXFORD, MI 48371-3917
Document Number	0000020116
Book / Page	051541 / 000394
Instrument Date	Jan 8, 2017
Instrument	20116
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6145 ORCHARD LAKE RD #102 WEST BLOOMFIELD MI 483222314, 102, WEST BLOOMFIELD, MI 48322-2314

Mortgage

Document Number	20117
Date	Feb 7, 2018
Book Page	051541/000408
Instrument	20117

Lender

Name	M & M REAL PROP ASSOCIATES LLC
Address	7071 ORCHARD LAKE RD # 250, WEST BLOOMFIELD, MI 48322-3672

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4615 Ramsey Rd was $1,889 with a homeowner's exemption, down 47% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 (-46.98%) Homeowner's exemption	$137,660	$275,320
2024	$3,563.00
2023		$121,570	$243,140
2021	$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4615 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4615 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

Nearby Properties on Ramsey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures