Clay County property record for 4655 Raggedy Point Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,503 sqft · built 2007 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Feb 2021) |
| Deeds & Mortgages | Dec 2018 Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-04-26-013110-001-03 |
| Primary APN | 27-04-26-013110-001-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,503 sqft Heated Area |
| Gross Area | 4,870 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 685 sqft |
| Porch | Porch |
| Porch Area | 682 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4655 RAGGEDY POINT RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 14 & 15 BLK 1 ORANGE PARK ACRES AS REC O R 4353 PG 251~~ |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 27 |
| Legal Subdivision | RAGGEDY POINT ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 14,15 15 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30701 |
4655 Raggedy Point Rd is owned by a company that bought it in February 2021 and is owner-occupied.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4655 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 8, 2021 | Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC |
| Sep 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Prior Sale | Sep 14, 2020 · Amount on File |
| Deed Document Number | 2021007742 |
| Deed Book / Page | 4413 / 580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4655 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041480457 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 4148/0457 |
| Instrument | 2018064052 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 8, 2021 |
| Property Address | 4655 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Document Number | 0044130580 |
| Book / Page | 4413 / 580 |
| Map Reference | MB 4 PG 63 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021007742 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1186, GREEN COVE SPRINGS, FL 32043-1186 |
| Name | Verified Name |
|---|---|
| Address | 4655 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 14, 2020 |
| Property Address | 4655 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Document Number | 0043530251 |
| Book / Page | 4353 / 251 |
| Map Reference | MB 4 PG 69&70 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020047254 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3509 OLYMPIC DR, 3509, GREEN COVE SPRINGS, FL 32043-8079 |
| Name | Verified Name |
|---|---|
| Address | 4655 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7843 |
| Investor | Possibly a Property Investor |
| Document Number | 0004353253 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 4353/253 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2045 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $511,202 | $753,477 Land $120,000 Building $633,477 |
| 2023 | Disabled Person's exemption Veteran's exemption | $482,326 | $726,933 Land $120,000 Building $606,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4655 Raggedy Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4655 Raggedy Point Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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