Clay County property record for 4670 Raggedy Point Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,015 sqft · built 1983 |
| Lot Size | 0.964 acres (41,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Dec 2022) |
| Tax Bill | $324 (2023) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-26-013121-000-00 |
| Primary APN | 33-04-26-013121-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,015 sqft Living Area |
| Gross Area | 2,561 sqft |
| 1st Floor Area | 2,015 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 41,991 sqft (0.964 acres) |
| Lot Dimensions | 200 ft deep x 210 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 465 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4670 RAGGEDY POINT RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK 2 O.P. ACS OR 1494 PG 1800, 4676 PG 1208 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | O.P. ACS |
| Legal Block | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30701 |
4670 Raggedy Point Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Clay County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4670 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANPEOPLE LLC |
| Jan 24, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 21, 2022 | Warranty Deed, Transfer · Seller Carry-Back JOHN BOUTWELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Deed Document Number | 202273313 |
| Deed Book / Page | 4676 / 1208 |
| Prior Transfer Date | Dec 16, 2022 |
| Prior Transfer Doc | 0046761208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 26, 2026 |
| Property Address | 4670 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0000025260 |
| Book / Page | 5048 / 1076 |
| Instrument Date | May 15, 2026 |
| Instrument | 202625260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4670 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0000025260, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 5048/1076 |
| Instrument | 202625260 |
| Name | LOANPEOPLE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4670 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4670 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0047890463 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 4789/463 |
| Instrument | 2024003256 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Nov 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 4670 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7844 |
| Document Number | 0046761208 |
| Book / Page | 4676 / 1208 |
| Map Reference | MB 4 PG 69&70 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022073313 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1550 COUNTY ROAD 220, ELBA, AL 36323-7862 |
| Name | Verified Name |
|---|---|
| Address | 4670 RAGGEDY POINT RD, ORANGE PARK, FL 32003-7844 |
| Document Number | 0046761210 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 4676/1210 |
| Name | JOHN BOUTWELL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $411,318 Land $120,000 Building $291,318 | $411,318 Land $120,000 Building $291,318 |
| 2023 | $324.00 (-93.52%) Disabled Person's exemption Veteran's exemption | $418,820 (+23.96%) Land $120,000 Building $298,820 | $418,820 (+23.96%) Land $120,000 Building $298,820 |
| 2022 | $4,997.00 | $337,870 Land $80,000 Building $257,870 | $337,870 Land $80,000 Building $257,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4670 Raggedy Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4670 Raggedy Point Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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